Santa Clara County property record for 1280 Swaner Dr, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 986 sqft · built 1970 |
| Lot Size | 0.147 acres (6,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $765,000 (May 2024) |
| Tax Bill | $9,564 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 790-02-013 |
| Primary APN | 790-02-013 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 986 sqft Living Area |
| 1st Floor Area | 986 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 6,400 sqft (0.147 acres) |
| Lot Dimensions | 100 ft deep x 64 ft wide |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | None |
| Cooling System | None |
|---|
| Street Address | 1280 SWANER DR |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-3811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 4351 NORTHWOOD BOOK 228 PAGE 14 LOT 97 |
| Legal Subdivision | NORTHWOOD |
| Legal Tract | 4351 |
| Legal Lot Number | 97 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 512505 |
1280 Swaner Dr is owned and occupied by an individual who bought it in May 2024.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1280 SWANER DR, GILROY, CA 95020-3811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2024 · Amount on File |
| Deed Sale | May 7, 2024 · Amount on File |
| Deed Document Number | 202425633080 |
| Prior Transfer Date | May 1, 2024 |
| Prior Transfer Doc | 0025633081 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 1280 Swaner Dr was $9,564 with a homeowner's exemption.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $795,906 (+2%) Land $655,452 Building $140,454 | |
| 2025 | $9,564.00 Homeowner's exemption | $780,300 Land $642,600 Building $137,700 |
| 2023 | $2,098.00 (+1.84%) Homeowner's exemption | $165,057 Land $51,218 Building $113,839 |
| 2022 | $2,060.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1280 Swaner Dr in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jan 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1280 Swaner Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: AT&T, Frontier, GeoLinks.
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