1280 SW 4th Ct, Boca Raton, FL 33432 Property Records

Palm Beach County property record for 1280 SW 4th Ct, Boca Raton, FL 33432

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,617 sqft · built 1963
Lot Size	0.202 acres (8,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$965,000 (Mar 2021)
Tax Bill	$19,387 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2021 Sale + 3 more
Flood Zone	Zone X (moderate risk)
APN	`06-43-47-30-11-007-0060`

Property Details

APN / Parcel Number

Primary APN	`06-43-47-30-11-007-0060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,617 sqft Living Area
Gross Area	2,345 sqft
1st Floor Area	1,617 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1998
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	8,799 sqft (0.202 acres)
Lot Dimensions	110 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	420 sqft

Exterior Amenities

Pool Area	80 sqft
Porch	Finished/Open Porch
Porch Area	308 sqft
Patio Area	744 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1280 SW 4TH CT
City	BOCA RATON
State	FL
Zip	33432-7131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-D
Legal Description	BOCA ISLANDS-SEC 3 LT 6 BLK 7
Legal Range	43E
Legal Township	47S
Legal Section	30
Legal Subdivision	BOCA ISLAND
Legal Block	7
Legal Lot Number	6
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOCA RATON
Census Block Group	2
Census Block	2005
Census Tract	7605

Owner

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1280 SW 4TH CT, BOCA RATON, FL 33432-7131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 18, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 5, 2018	Warranty Deed, Transfer · Line of Credit GEORGIAS OWN CU
Jun 1, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 19, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2021 · Amount on Record
Deed Sale	Mar 18, 2021 · Amount on Record
Prior Sale	Dec 5, 2018 · Amount on Record
Deed Document Number	2021121957
Deed Book / Page	32295 / 109
Prior Transfer Date	May 16, 2018
Prior Transfer Doc	0298941419
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	1280 SW 4TH CT, BOCA RATON, FL 33432-7131
Transaction Type	Mortgage
Record Updated	Dec 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1280 SW 4TH CT, BOCA RATON, FL 33432-7131

Mortgage

Document Number	0331021746
Date	Dec 3, 2021
Book Page	33102/1746
Instrument	20210550947

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Dec 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7%
Index	Other
Max Rate	7%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Mar 18, 2021
Property Address	1280 SW 4TH CT, BOCA RATON, FL 33432-7131
Document Number	0322950109
Book / Page	32295 / 109
Map Reference	MB 27 PG 13
Instrument Date	Mar 1, 2021
Instrument	20210121957
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$6,755.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2009 NW 15TH PL, 2009, DELRAY BEACH, FL 33445-2612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1280 SW 4TH CT, BOCA RATON, FL 33432-7131

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Dec 5, 2018
Property Address	1280 SW 4TH CT, BOCA RATON, FL 33432-7131
Document Number	0302851435
Book / Page	30285 / 1435
Map Reference	MB 27 PG 13
Instrument Date	Nov 29, 2018
Instrument	20180455082
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,291.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	931 TROPICAL BAY CT, 931, NAPLES, FL 34120-2913

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1280 SW 4TH CT, BOCA RATON, FL 33432-7131

Mortgage

Document Number	20180455084
Date	Dec 5, 2018
Instrument	20180455084

Lender

Name	GEORGIAS OWN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0302851436
Date	Dec 5, 2018
Book Page	30285/1436
Instrument	20180455083

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jun 1, 2018
Property Address	1280 SW 4TH CT, BOCA RATON, FL 33432-7131
Document Number	0298941419
Book / Page	029894 / 001419
Instrument Date	May 16, 2018
Instrument	213171
Transaction Type	Transfer
Record Updated	Jul 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1280 SW 4TH CT BOCA RATON FL 334327131, BOCA RATON, FL 33432-7131

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jan 19, 2017
Property Address	1280 SW 4TH CT, BOCA RATON, FL 33432-7131
Document Number	0288411454
Book / Page	028841 / 001454
Instrument Date	Jan 18, 2017
Instrument	22296
Transaction Type	Transfer
Record Updated	Feb 3, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1280 SW 4TH CT BOCA RATON FL 334327131, BOCA RATON, FL 33432-7131

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Boca Raton City
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,387.00 (+1.59%)	$1,115,978 (-2.86%)	$1,115,978 (-2.86%) Land $832,000 Building $283,978
2024	$19,083.00 (-1.06%)
2023	$19,288.00 (+10.16%)	$1,148,841 (+17.84%) Land $800,000 Building $348,841	$1,148,841 (+17.84%) Land $800,000 Building $348,841
2022	$17,509.00	$974,955 Land $671,490 Building $303,465	$974,955 Land $671,490 Building $303,465

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 124 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	124 in force
Nearby Flood Claims	33 (1979–2017)
Claims Outside the SFHA	10 of 33
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Wilma, Oct 2005 · 8 claims Hurricane Frances, Sep 2004 · 3 claims Hurricane Irene, Oct 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOCA RATON WTP serves 130,000 people · EPA ID FL4500130
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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