Clarion County property record for 1280 Stephano St, Clarion, PA 16214
| Property Type | Single Family Home |
|---|---|
| Details | 1,260 sqft · built 1973 |
| Lot Size | 0.388 acres (16,901 sqft) |
| Owner | Individual Name on File |
| Last Sale | $143,000 (Oct 2020) |
| Tax Bill | $9,998 (2026) |
| Deeds & Mortgages | May 2023 Line of Credit Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-040110 |
| Primary APN | 05-040110 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,260 sqft Living Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Lot Area | 16,901 sqft (0.388 acres) |
| Street Address | 1280 STEPHANO ST |
|---|---|
| City | CLARION |
| State | PA |
| Zip | 16214-8853 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 131 |
| Legal Subdivision | PINEWOOD CIRCLE SUBDIVISION |
| Jurisdiction | CLARION PA |
| Township / Civil Division | CLARION |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 160600 |
1280 Stephano St is owned and occupied by an individual who bought it in October 2020.
Source: Clarion County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1280 STEPHANO ST, CLARION, PA 16214-8853 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 16, 2023 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Oct 19, 2020 | Warranty Deed, Transfer · FHA Mortgage TIDEWATER MORTGAGE SERVICES INC |
| Nov 6, 2018 | Deed, Transfer · Stand-Alone First Mortgage FIRST UNITED NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2020 · Amount on File |
| Deed Sale | Oct 19, 2020 · Amount on File |
| Prior Sale | Nov 6, 2018 · Amount on File |
| Deed Document Number | 20203734 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARION PA |
| Property Address | 1280 STEPHANO ST, CLARION, PA 16214-8853 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1280 STEPHANO ST, CLARION, PA 16214-8853 |
| Investor | Possibly a Property Investor |
| Document Number | 2023001353 |
|---|---|
| Date | May 16, 2023 |
| Instrument | 2023-001353 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLARION PA |
| Recording Date | Oct 19, 2020 |
| Property Address | 1280 STEPHANO ST, CLARION, PA 16214-8853 |
| Document Number | 2020003734 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 2020-003734 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Title Company | COLONIAL TITLE, COLONIAL TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,430.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1280 STEPHANO ST, CLARION, PA 16214-8853 |
| Investor | Possibly a Property Investor |
| Document Number | 2020003735 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 2020-003735 |
| Name | TIDEWATER MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLARION PA |
| Recording Date | Nov 6, 2018 |
| Property Address | 1280 STEPHANO ST, CLARION, PA 16214-8853 |
| Document Number | 2018003688 |
| Instrument Date | Oct 19, 2018 |
| Instrument | 2018-003688 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23 PINEWOOD CIR, 23, STRATTANVILLE, PA 16258-2601 |
| Name | Verified Name |
|---|---|
| Address | 23 PINEWOOD CIR, STRATTANVILLE, PA 16258-2601 |
| Document Number | 2018003689 |
|---|---|
| Date | Nov 6, 2018 |
| Instrument | 2018-003689 |
| Name | FIRST UNITED NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 6, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 2018003689 |
|---|---|
| Date | Nov 6, 2018 |
| Instrument | 2018-003689 |
| Name | FIRST UNITED NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | FRYBURG, PA 16326 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 6, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 1280 Stephano St was $9,998, up 164.1% from the year before.
Source: Clarion County assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Clarion County |
| Municipality | Clarion Borough |
| Unified School District | Clarion Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,998.00 (+164.08%) | $137,900 Land $23,100 Building $114,800 | |
| 2025 | $3,786.00 (+3.22%) | $137,900 Land $23,100 Building $114,800 | |
| 2024 | $3,668.00 | $33,587 Land $5,470 Building $28,117 | |
| 1975 | $33,587 Land $5,470 Building $28,117 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1280 Stephano St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 9, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1280 Stephano St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PA AMERICAN WATER CO CLARION private · serves 10,372 people · EPA ID PA6160001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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