San Diego County property record for 1280 Santa Fe Dr, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,796 sqft · built 2009 |
| Lot Size | 0.407 acres (17,722 sqft) |
| Owner | Company Name on File |
| Last Sale | $3,000,000 (Feb 2022) |
| Tax Bill | $35,467 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 259-261-24-00 |
| Primary APN | 259-261-24-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,796 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Tar & Gravel |
| Lot Area | 17,722 sqft (0.407 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 1280 SANTA FE DR |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-3927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | PAR 1 TR PM07070 |
| Legal Subdivision | PALOMARES HEIGHTS |
| Legal Tract | 7070 |
| Legal Block | 3 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 17403 |
Source: San Diego County records · APN 259-261-24-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2932 FOSTER CREIGHTON DR, NASHVILLE, TN 37204-3719 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Feb 28, 2022 | Grant Deed, Transfer · Commercial Mortgage COGENT BANK |
| Jun 22, 2021 | Grant Deed, Transfer · Commercial Mortgage ANCHOR LOANS INC |
| Oct 01, 2015 | Deed of Trust, Mortgage · Conventional Mortgage RONALD E KUBART |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 28, 2022 · Amount on Record |
| Deed Sale | Feb 28, 2022 · Amount on Record |
| Prior Sale | Jun 22, 2021 · Amount on Record |
| Deed Document Number | 202290297 |
| Prior Transfer Date | May 23, 2006 |
| Prior Transfer Doc | 0000403278 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 28, 2022 |
| Property Address | 1280 SANTA FE DR, ENCINITAS, CA 92024-3927 |
| Document Number | 0000090297 |
| Instrument Date | Jan 04, 2022 |
| Instrument | 2022-0090297 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2932 FOSTER CREIGHTON DR, NASHVILLE, TN 37204-3719 |
| Document Number | 0000090298 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | 2022-0090298 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Feb 28, 2027 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 22, 2021 |
| Property Address | 1280 SANTA FE DR, ENCINITAS, CA 92024-3927 |
| Document Number | 0000454786 |
| Instrument Date | Jun 07, 2021 |
| Instrument | 2021-0454786 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2021 |
| Title Company | LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 329 KILKENNY DR, CARDIFF BY THE SEA, CA 92007-2101 |
| Investor | Possibly a Property Investor |
| Document Number | 0000454787 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 2021-0454787 |
| Name | ANCHOR LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0000454788 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 2021-0454788 |
| Name | INVESTMENT FUNDING INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SAN DIEGO, CA 92106 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1280 SANTA FE DR, ENCINITAS, CA 92024-3927 |
| Document Number | 0000054071 |
| Instrument Date | Oct 01, 2015 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1280 SANTA FE DR ENCINITAS CA 920243927, ENCINITAS, CA 92024-3927 |
| Document Number | 0000054071 |
|---|---|
| Date | Feb 01, 2017 |
| Instrument | 54071 |
| Name | RONALD E KUBART |
|---|---|
| Address | 162 REYNOLDS LN, WEST GROVE, PA 19390-1370 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jan 31, 2045 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,247,294 (+2%) Land $2,489,593 Building $757,701 | |
| 2025 | $35,467.00 (+3.81%) | $3,183,623 (+8.69%) Land $2,440,778 Building $742,845 |
| 2024 | $34,164.00 (+7.01%) | |
| 2023 | $31,927.00 (+25.72%) | $2,929,000 Land $2,245,000 Building $684,000 |
| 2022 | $25,396.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ting Fiber Fiber | 2,000 / 2,000 |
| Cox Communications Cable | 2,000 / 100 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: California Internet.
Based on FCC filings for 504 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAN DIEGUITO WD serves 40,405 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2022 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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