1280 Rte 3a, Bow, NH 03304 Property Records

Merrimack County and Bow Town property record for 1280 Rte 3a, Bow, NH 03304

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,156 sqft · built 2000
Lot Size	2.17 acres (94,525 sqft)
Owner	2 Individual Names on File
Last Sale	$417,533 (Nov 2022)
Tax Bill	$10,276 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2.099.000.0`

Property Details

APN / Parcel Number

Primary APN	`2.099.000.0`
Alternative APNs	`BOWW M:035 B:002 L:99` `2.099.000.000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,156 sqft Living Area
Gross Area	4,440 sqft
1st Floor Area	1,232 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	94,525 sqft (2.17 acres)
Garage Type	Basement
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	1280 ROUTE 3A
City	BOW
State	NH
Zip	03304-4026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	I2
Legal Block	2
Legal Lot Number	99
Jurisdiction	BOW TOWN NH
Township / Civil Division	BOW
Census Block Group	1
Census Block	1028
Census Tract	31001

Owner

1280 Rte 3a is owned and occupied by two individuals who bought it in November 2022.

Source: Merrimack County and Bow Town records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1280 ROUTE 3A, BOW, NH 03304-4026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2022 · Amount on File
Deed Sale	Nov 4, 2022 · Amount on File
Prior Sale	Dec 18, 2020 · Amount on File
Deed Document Number	202221049
Deed Book / Page	3811 / 110
Transfer Doc	0000015310
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOW TOWN NH
Recording Date	Nov 4, 2022
Property Address	1280 ROUTE 3A, BOW, NH 03304-4026
Document Number	0000021049
Book / Page	3811 / 110
Instrument Date	Nov 3, 2022
Instrument	202200021049
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	129 STANIELS RD, LOUDON, NH 03307-0717

Mortgage

Document Number	0000021050
Date	Nov 4, 2022
Instrument	202200021050

Lender

Name	LUMINATE HOME LOANS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1280 Rte 3a was $10,276, up 1.4% from the year before.

Source: Merrimack County and Bow Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Bow Town
Unified School District	Bow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,276.00 (+1.37%)	$512,500 (-) Land $141,200 Building $371,300
2024	$10,137.00 (+4.35%)	$512,500 (+46.72%) Land $141,200 Building $371,300
2023	$9,714.00 (+4.87%)	$349,300 (-) Land $98,500 Building $250,800	$478,325
2022	$9,263.00	$349,300 Land $98,500 Building $250,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1280 Rte 3a in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1981–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2007

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1280 Rte 3a is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOW MUNICIPAL WATER SYSTEM serves 150 people · EPA ID NH0261010
Water Source	Groundwater
Last State Inspection	Jun 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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