1280 Rolling Fields Dr, Union City, TN 38261 Property Records

Obion County property record for 1280 Rolling Fields Dr, Union City, TN 38261

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,134 sqft · built 1972
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$134,000 (Nov 2022)
Tax Bill	$502 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2025 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`066036O A 01800`

Property Details

APN / Parcel Number

Primary APN	`066036O A 01800`
Alternative APN	`036O A 01800`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,134 sqft Living Area
1st Floor Area	1,134 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1995
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	1,320 sqft
Parking Spaces	5 Parking Spaces
Deck Area	16 sqft
Patio Area	96 sqft
Canopy	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1280 ROLLING FIELDS DR
City	UNION CITY
State	TN
Zip	38261-7412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING HILLS 29
Legal Subdivision	WHISPERING HILLS
Legal Lot Number	29
Jurisdiction	OBION TN
Township / Civil Division	2
Census Block Group	2
Census Block	2058
Census Tract	965100

Owner

Source: Obion County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1280 ROLLING FIELDS DR, UNION CITY, TN 38261-7412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage LEADERS CREDIT UNION
Nov 24, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LEADERS CU
Nov 22, 2022	Warranty Deed, Transfer · FHA Mortgage LEADERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2022 · Amount on Record
Deed Sale	Nov 22, 2022 · Amount on Record
Prior Sale	Mar 31, 2006 · Amount on Record
Deed Document Number	202276145
Deed Book / Page	340 / 454
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OBION TN
Recording Date	Jul 31, 2026
Property Address	1280 ROLLING FIELDS DR, UNION CITY, TN 38261-7412
Document Number	0000093942
Book / Page	468 / 246
Instrument Date	Jul 27, 2026
Instrument	202693942
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1280 ROLLING FIELDS DR, UNION CITY, TN 38261-7412

Mortgage

Document Number	0000093942,
Date	Jul 31, 2026
Book Page	468/246
Instrument	202693942

Lender

Name	LEADERS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OBION TN
Property Address	1280 ROLLING FIELDS DR, UNION CITY, TN 38261-7412
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000441/42
Date	Nov 24, 2025
Book Page	441/42
Instrument	90435

Lender

Name	LEADERS CU
Type	Credit Union
Address	35 STONEBRIDGE BLVD, JACKSON, TN 38305

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Dec 1, 2032

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OBION TN
Recording Date	Nov 22, 2022
Property Address	1280 ROLLING FIELDS DR, UNION CITY, TN 38261-7412
Document Number	000340/454
Book / Page	340 / 454
Map Reference	MB 7 PG 17-18
Instrument Date	Nov 18, 2022
Instrument	76145
Transaction Type	Transfer
Record Updated	Dec 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1280 ROLLING FIELDS DR, UNION CITY, TN 38261-7412

Mortgage

Document Number	0000076146
Date	Nov 22, 2022
Instrument	76146

Lender

Name	LEADERS CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Obion County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Obion County
Unified School District	Obion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$502.00 (+26.45%)	$36,400 (-) Land $5,000 Building $31,400
2023		$36,400 (+77.78%) Land $5,000 Building $31,400	$145,600 (+77.78%) Land $20,000 Building $125,600
2022		$20,475 Land $2,375 Building $18,100	$81,900 Land $9,500 Building $72,400
2018	$397.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION CITY WATER DEPT serves 16,180 people · EPA ID TN0000720
Water Source	Groundwater
Last State Inspection	Jun 2022
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gibson Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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