1280 Petts Rd, Fenton, MI 48430 Property Records

Genesee County property record for 1280 Petts Rd, Fenton, MI 48430

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,820 sqft · built 1987
Lot Size	0.444 acres (19,341 sqft)
Owner	2 Individual Names on File
Last Sale	$427,500 (Aug 2026)
Tax Bill	$4,429 (2025)
Deeds & Mortgages	Aug 2026 Sale Aug 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-24-526-005`

Property Details

APN / Parcel Number

Primary APN	`06-24-526-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,820 sqft Living Area
1st Floor Area	1,280 sqft
Basement Area	1,280 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Lot Area	19,341 sqft (0.444 acres)
Lot Dimensions	225 ft deep x 86 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1280 PETTS RD
City	FENTON
State	MI
Zip	48430-1548
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 5 & A 1/8 TH INTEREST IN LOT 11 PETTS SUBDIVISION (79)
Legal Subdivision	PETTS SUBDIVISION
Legal Lot Number	5,11
Jurisdiction	GENESEE MI
Township / Civil Division	FENTON
Census Block Group	3
Census Block	3004
Census Tract	13302

Owner

1280 Petts Rd is owned and occupied by two individuals who bought it in August 2026.

Source: Genesee County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1280 PETTS RD, FENTON, MI 48430-1548
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Warranty Deed, Transfer CROSSROADS TITLE
Aug 7, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE CENTER LLC
Sep 7, 2023	Intrafamily Transfer, Transfer
Jun 14, 2023	Warranty Deed, Transfer RONALD R RACETTE
Apr 14, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2026 · Amount on File
Deed Sale	Aug 21, 2026 · Amount on File
Prior Sale	Jun 14, 2023 · Amount on File
Deed Document Number	202648829
Prior Transfer Date	Apr 12, 2022
Prior Transfer Doc	0000030405
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Aug 21, 2026
Property Address	1280 PETTS RD, FENTON, MI 48430-1548
Document Number	0000048829
Instrument Date	Jul 23, 2026
Instrument	202648829
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount on Record
Tax	$371,326.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1280 PETTS RD, FENTON, MI 48430-1548
Investor	Possibly a Property Investor

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Recording Date	Aug 7, 2026
Property Address	1280 PETTS RD, FENTON, MI 48430-1548
Document Number	0000046228
Instrument Date	Jul 23, 2026
Instrument	202646228
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1488 N LONG LAKE RD, FENTON, MI 48430-8825
Investor	Possibly a Property Investor

Mortgage

Document Number	0000046228,
Date	Aug 7, 2026
Instrument	202646228

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Sep 7, 2023
Property Address	1280 PETTS RD, FENTON, MI 48430-1548
Document Number	0000048522
Map Reference	LB 22 PG 11
Instrument Date	Sep 5, 2023
Instrument	202309070048522
Transaction Type	Transfer
Record Updated	Sep 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1280 PETTS RD, FENTON, MI 48430-1548

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jun 14, 2023
Property Address	1280 PETTS RD, FENTON, MI 48430-1548
Document Number	0000036489
Map Reference	LB 22 PG 11
Instrument Date	May 24, 2023
Instrument	202306140036489
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	PARKS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,407.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	891 WYNFORD CT, MOUNT PLEASANT, SC 29464-9785

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12044 MACINTOSH DR, FENTON, MI 48430-3527

Mortgage

Document Number	0000035153
Date	Jun 5, 2023
Instrument	202306050035153

Lender

Name	RONALD R RACETTE
Type	Private Party
Address	1269 JOSEPH DR, HOLLY, MI 48442

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Apr 14, 2022
Property Address	1280 PETTS RD, FENTON, MI 48430-1548
Document Number	0000030405
Map Reference	LB 22 PG 11
Instrument Date	Apr 12, 2022
Instrument	202204140030405
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1280 PETTS RD, FENTON, MI 48430-1548

Tax Assessment & Valuation

The 2025 property tax bill for 1280 Petts Rd was $4,429 with a homeowner's exemption, up 0.5% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Fenton Charter Township
Unified School District	Lake Fenton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,300 (+5.21%) Land $28,100 Building $121,200	$298,600 (+5.21%) Land $56,200 Building $242,400
2025	$4,429.00 (+0.52%) Homeowner's exemption	$141,900	$283,800
2024	$4,406.00
2023		$106,900 (+5.11%)	$213,800 (+5.11%)
2022		$101,700	$203,400
2019	$2,639.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1280 Petts Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1280 Petts Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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