1280 Paseo Verde Dr, Merced, CA 95348 Property Records

Merced County property record for 1280 Paseo Verde Dr, Merced, CA 95348

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,139 sqft · built 1991
Lot Size	0.276 acres (12,029 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Sep 2021)
Tax Bill	$4,579 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jan 2020 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`058-210-042-000`

Property Details

APN / Parcel Number

Primary APN	`058-210-042-000`
Alternative APN	`058-210-042`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,139 sqft Living Area
Gross Area	2,768 sqft
1st Floor Area	2,138 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Wood
Roof Material	Tile
Lot Area	12,029 sqft (0.276 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	36 sqft
Patio Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	058-210-042
Street Address	1280 PASEO VERDE DR
City	MERCED
State	CA
Zip	95348-1844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	LOS VERDES LOT 22 ETC
Legal Subdivision	LOSVERDES
Legal Lot Number	22
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2018
Census Tract	1008

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1280 PASEO VERDE DR, MERCED, CA 95348-1844
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jan 16, 2020	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2021 · Amount on Record
Deed Sale	Sep 30, 2021 · Amount on Record
Prior Sale	Oct 31, 2012 · Amount on Record
Deed Document Number	202143660
Last Transfer Date	Sep 17, 2024
Transfer Doc	0000022178
Record Updated	Oct 29, 2026

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 30, 2021
Property Address	1280 PASEO VERDE DR, MERCED, CA 95348-1844
Document Number	0000043660
Map Reference	VOL 25 PG 38&39
Instrument Date	Sep 18, 2021
Instrument	2021043660
Transaction Type	Transfer
Record Updated	Oct 29, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1280 PASEO VERDE DR, MERCED, CA 95348-1844

Mortgage

Document Number	0000043661
Date	Sep 30, 2021
Instrument	2021043661

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1280 PASEO VERDE DR, MERCED, CA 95348-1844
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001920
Date	Jan 16, 2020
Instrument	2020001920

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$427,559 (+2%) Land $92,006 Building $335,553
2025	$4,579.00 (+7.31%) Homeowner's exemption	$419,176 (+4.04%) Land $90,202 Building $328,974
2023	$4,267.00 (+1.38%) Homeowner's exemption	$402,900 Land $86,700 Building $316,200
2022	$4,209.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	300 / 30
Verizon Fixed Wireless	300 / 20
Ayera Technologies Fixed Wireless	120 / 40
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

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