1280 North St, Elkin, NC 28621 Property Records

Surry County property record for 1280 North St, Elkin, NC 28621 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2010
Square Footage	1,008 sqft Living Area
Lot Size	24,655 sqft (0.566 acres)
Occupancy	Owner Occupied
Last Sale	$146,500 (2023)
Tax Bill	$978.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`4952-18-40-7931`
Alternative APNs	`100125709` `64540140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Building Area	1,008 sqft Living Area
Basement Area	1,000 sqft Basement
Unfinished Basement	1,000 sqft Unfinished
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2010
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	24,655 sqft (0.566 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Carport Garage
Carport	Carport
Porch	Porch
Porch Area	108 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	100125709
Street Address	1280 NORTH ST
City	ELKIN
State	NC
Zip	28621-2324
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LTS 1&2 SEC D HD WOODRUFF
Legal Subdivision	ELKIN CENTRAL RESIDENTIAL
Legal Lot Number	1-2
Jurisdiction	SURRY NC
Minor Civil Division	ELKIN
Census Blockgroup	2
Census Block	2019
Census Tract	930901

Owner

Source: Surry County records · APN 4952-18-40-7931

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1280 NORTH ST, ELKIN, NC 28621-2324
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 03, 2023 · Amount on Record
Deed Sale	Feb 03, 2023 · Amount on Record
Deed Doc Number	0018440246
Deed Book / Page	1844 / 0246
Record Refreshed	Jun 08, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Feb 03, 2023
Property Address	1280 NORTH ST, ELKIN, NC 28621-2324
Document Number	001844/246
Book / Page	1844 / 246
Instrument Date	Feb 03, 2023
Instrument	702810
Transaction Type	Transfer
Record Updated	Mar 01, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1280 NORTH ST, ELKIN, NC 28621-2324

Mortgage

Document Number	0000702811
Date	Feb 03, 2023
Instrument	702811

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.9%
Type Change Date	Mar 01, 2028
Max Rate At Change	2.5%
Index	5-Year CMT

Tax Assessment & Valuation

Source: Surry County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Municipality	Elkin Town
Unified School District	Elkin City Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$978.00 (+140.89%)	$146,430 (+25.29%) Land $12,000 Building $134,430	$146,430 (+25.29%) Land $12,000 Building $134,430
2023	$406.00	$116,870 Land $12,000 Building $104,870	$116,870 Land $12,000 Building $104,870

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Surry County (37171C), updated January 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.