1280 Middlesex St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 1280 Middlesex St, Lowell, MA 01851

Property Summary

Property TypeApartments (5+ Units)
Details9 bd · 6 ba · 6,657 sqft · built 1900
Lot Size0.34 acres (14,810 sqft)
OwnerCompany Name on File
Last Sale$350,000 (Feb 2026)
Tax Bill$20,200 (2026)
Deeds & MortgagesNov 2023 Construction Loan
Feb 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNO02500

Property Details

APN / Parcel Number

Primary APNO02500
Alternative APNs
  • LOWE M:86 B:4085 L:1280
  • M:000086 T:O02500

Interior

Bedrooms9 Beds
Full Baths6 Baths
Total Rooms15 Rooms
Units6 Units
Stories2 Stories
Building Area6,657 sqft Living Area
Gross Area12,412 sqft
1st Floor Area3,029 sqft
AtticAttic
Attic Area2,997 sqft
Basement Area2,997 sqft
Unfinished Basement2,997 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialOther
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,810 sqft (0.34 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam
Heating FuelGas

Location & Zoning

Account NumberO02500
Street Address1280 MIDDLESEX ST
CityLOWELL
StateMA
Zip01851-1244
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeTTF
Legal Block4085
Legal Lot Number1280
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group3
Census Block3008
Census Tract311300

Owner

1280 Middlesex St, a residential property, is owned by a company that bought it in February 2026.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address44 WYMAN RD, DRACUT, MA 01826-6308
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2023Deed of Trust, Mortgage · Construction Mortgage
ENTERPRISE BANK & TRUST CO
Feb 27, 2026Condominium Deed, Transfer
ROCKLAND TRUST CO
Apr 2, 2024Quit Claim Deed, Transfer
Quitclaim
Jul 7, 2021Quit Claim Deed, Transfer · Commercial Mortgage
APEX CAPITAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 27, 2026 · Amount on File
Deed SaleFeb 27, 2026 · Amount on File
Prior SaleJul 7, 2021 · Amount on File
Deed Book / Page39887 / 249
Prior Transfer DateFeb 27, 2024
Prior Transfer Doc038405-125
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address1280 MIDDLESEX ST, LOWELL, MA 01851-1244
Transaction TypeMortgage
Record UpdatedMar 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038208-38
DateNov 30, 2023
Book Page38208/38
Instrument35354
Lender
NameENTERPRISE BANK & TRUST CO
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record

February 2026: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionLOWELL MA
Recording DateFeb 27, 2026
Property Address1280 MIDDLESEX ST, LOWELL, MA 01851-1244
Document Number039887-249
Book / Page39887 / 249
Instrument DateFeb 12, 2026
Instrument5809
Transaction TypeTransfer
Record UpdatedMar 18, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 WYMAN RD, DRACUT, MA 01826-6308

Mortgage

Document Number0000005810
DateFeb 27, 2026
Instrument5810
Lender
NameROCKLAND TRUST CO
TypeNon-Lending Institution
Agreement
AmountAmount on Record

April 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateApr 2, 2024
Property Address1280 MIDDLESEX ST, LOWELL, MA 01851-1244
Document Number038405-125
Book / Page38405 / 125
Instrument DateFeb 27, 2024
Instrument8505
Transaction TypeTransfer
Record UpdatedMar 18, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 ALMERIA CIR, WESTFORD, MA 01886-1962

July 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateJul 7, 2021
Property Address1280 MIDDLESEX ST, LOWELL, MA 01851-1244
Document Number0035976-28
Book / Page35976 / 28
Instrument DateJul 6, 2021
Instrument40164
Transaction TypeTransfer
Record UpdatedMar 18, 2026

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 LIVINGSTON AVE, LOWELL, MA 01851-1602

Mortgage

Document Number0000040165
DateJul 7, 2021
Instrument40165
Lender
NameAPEX CAPITAL LLC
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1280 Middlesex St was $20,200, up 81.5% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$20,200.00 (+81.52%)$1,779,700 (+83.61%) Land $219,000 Building $1,560,700
2025$11,128.00 (+21.66%)$969,300 (+26.21%) Land $204,700 Building $764,600
2024$9,147.00 (-0.88%)$768,000 (+3.36%) Land $191,800 Building $576,200
2023$9,228.00$743,000 Land $166,800 Building $576,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1280 Middlesex St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–1991)
Most Recent ClaimAug 1991 · Hurricane Bob

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1280 Middlesex St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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