1280 Howells Mill Rd, Ona, WV 25545 Property Records

Cabell County property record for 1280 Howells Mill Rd, Ona, WV 25545 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,830 sqft · built 2020
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Last Sale	$2,400 (Oct 2019)
Tax Bill	$2,225 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-12-0042.0000`

Property Details

APN / Parcel Number

Primary APN	`03-12-0042.0000`
Alternative APN	`06-03-12-0042.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,830 sqft Living Area
1st Floor Area	3,660 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	400 ft deep x 60 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1280 HOWELLS MILL RD
City	ONA
State	WV
Zip	25545-7428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	60 X 400 MUD RIV 1280 HOWELLS MILL RD ONA
Legal Subdivision	HOWELLS MILL
Jurisdiction	CABELL WV
Township / Civil Division	2
Census Block Group	1
Census Block	1033
Census Tract	10702

Owner

Source: Cabell County records · APN 03-12-0042.0000

Assessment roll updated November 14, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1280 HOWELLS MILL RD, ONA, WV 25545-7428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 29, 2022	Warranty Deed, Transfer
Aug 25, 2020	Warranty Deed, Transfer BESTITLE
Oct 24, 2019	Special Warranty Deed, Transfer
Mar 05, 2019	Deed in Lieu of Foreclosure, Foreclosure

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 24, 2019 · Amount on Record
Deed Sale	Oct 24, 2019 · Amount on Record
Prior Sale	Mar 05, 2019 · Amount on Record
Deed Document Number	20196037656
Deed Book / Page	1412 / 712
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABELL WV
Property Address	1280 HOWELLS MILL RD, ONA, WV 25545-7428
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 CEDAR DR, BARBOURSVILLE, WV 25504-9721

Mortgage

Document Number	003030/238
Date	Mar 19, 2026
Book Page	3030/238
Instrument	6255881

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABELL WV
Recording Date	Sep 29, 2022
Property Address	1280 HOWELLS MILL RD, ONA, WV 25545-7428
Document Number	001472/667
Book / Page	1472 / 667
Map Reference	DB 1070 PG 3
Instrument Date	Sep 26, 2022
Instrument	6145440
Transaction Type	Transfer
Record Updated	Mar 14, 2023

Transaction

Amount	Amount Recorded
Tax	$704.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1280 HOWELLS MILL RD, ONA, WV 25545-7428

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABELL WV
Recording Date	Aug 25, 2020
Property Address	1280 HOWELLS MILL RD, ONA, WV 25545-7428
Document Number	001431/519
Book / Page	1431 / 519
Map Reference	DB 1138 PG 744
Instrument Date	Aug 24, 2020
Instrument	6071247
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	BESTITLE

Transaction

Amount	Amount Recorded
Tax	$1,512.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CABELL WV
Recording Date	Oct 24, 2019
Property Address	1280 HOWELLS MILL RD, ONA, WV 25545-7428
Document Number	001412/712
Book / Page	1412 / 712
Map Reference	DB 1399 PG 138
Instrument Date	Oct 04, 2019
Instrument	6037656
Transaction Type	Transfer
Record Updated	Nov 10, 2022

Transaction

Amount	Amount Recorded
Tax	$13.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9990 RICHMOND AVE # AVE400S, 9990, HOUSTON, TX 77042-4559

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3151 HOWELLS MILL RD, ONA, WV 25545-9567

March 2019: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	CABELL WV
Recording Date	Mar 05, 2019
Property Address	1280 HOWELLS MILL RD, ONA, WV 25545-7428
Document Number	001399/138
Book / Page	1399 / 138
Map Reference	BK 676 PG 565
Instrument Date	Jan 16, 2019
Instrument	6008896
Transaction Type	Foreclosure
Record Updated	Nov 10, 2022

Transaction

Amount	Amount Recorded
Tax	$101.75
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9990 RICHMOND AVE ST 400 S, 400, HOUSTON, TX 77042-4546

Tax Assessment & Valuation

Source: Cabell County records · Assessment roll updated November 14, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	West Virginia
County	Cabell County
Unified School District	Cabell County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,225.00 (-4.42%) Homeowner's exemption	$182,700 (+7.79%) Land $13,440 Building $169,260	$304,500 (+7.79%) Land $22,400 Building $282,100
2023	$2,328.00 (-2.96%)	$169,500 (-2.32%) Land $11,100 Building $158,400	$282,500 (-2.32%) Land $18,500 Building $264,000
2022	$2,399.00	$173,520 Land $11,100 Building $162,420	$289,200 Land $18,500 Building $270,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabell County (54011C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540110107021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Low above 37% of the US · above 49% of West Virginia
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 58 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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