Gilpin County property record for 1280 Highpoint Cir, Black Hawk, CO 80422
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,572 sqft · built 1985 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $640,000 (Dec 2025) |
| Tax Bill | $1,404 (2025) |
| Deeds & Mortgages | Dec 2025 Sale Oct 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1711-293-03-241 |
| Primary APN | 1711-293-03-241 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,572 sqft Heated Area |
| Gross Area | 3,104 sqft |
| 1st Floor Area | 1,440 sqft |
| Upper Floors Area | 1,132 sqft |
| Basement Area | 1,440 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Custom Design |
| Construction Type | Frame |
| Roof Type | Rigid Frame Bar Joist |
| Roof Material | Composition Shingle |
| Lot Area | 44,431 sqft (1.02 acres) |
| Garage Type | Basement |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Account Number | R005902 |
|---|---|
| Street Address | 1280 HIGHPOINT CIR |
| City | BLACK HAWK |
| State | CO |
| Zip | 80422-8961 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S: 29 T: 2S R: 72W SUBD: DORY LAKES FILING #1 LOT: 062 & IMPS |
| Legal Range | 72W |
| Legal Township | 02S |
| Legal Section | 29 |
| Legal Subdivision | DORY LAKES FILING #1 |
| Legal Lot Number | 62 |
| Jurisdiction | GILPIN CO |
| Township / Civil Division | CENTRAL CITY |
| Census Block Group | 1 |
| Census Block | 1074 |
| Census Tract | 13802 |
1280 Highpoint Cir is owned and occupied by two individuals who bought it in December 2025.
Source: Gilpin County records, as of April 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1280 HIGHPOINT CIR, BLACK HAWK, CO 80422-8961 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 11, 2025 | Warranty Deed, Transfer |
| Oct 9, 2025 | Deed of Trust, Mortgage · Conventional Mortgage HOMEWARD MORTGAGE LLC |
| May 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Sep 20, 2019 | Quit Claim Deed, Transfer · Construction Mortgage JORDAN SHERRILL |
| Sep 20, 2019 | Warranty Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2025 · Amount on File |
| Deed Sale | Dec 11, 2025 · Amount on File |
| Prior Sale | May 15, 2020 · Amount on File |
| Deed Document Number | 2025179538 |
| Prior Transfer Date | Sep 20, 2019 |
| Prior Transfer Doc | 0000164528 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILPIN CO |
| Recording Date | Dec 11, 2025 |
| Property Address | 1280 HIGHPOINT CIR, BLACK HAWK, CO 80422-8961 |
| Document Number | 0000179538 |
| Instrument Date | Dec 3, 2025 |
| Instrument | 179538 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $64.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 236 BENNETT ST, GRASS VALLEY, CA 95945-6846 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1280 HIGHPOINT CIR, BLACK HAWK, CO 80422-8961 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILPIN CO |
| Property Address | 1280 HIGHPOINT CIR, BLACK HAWK, CO 80422-8961 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Title Company | HOMEWARD TITLE |
| Name | Verified Name |
|---|---|
| Address | 236 BENNETT ST, GRASS VALLEY, CA 95945-6846 |
| Document Number | 0000179157 |
|---|---|
| Date | Oct 9, 2025 |
| Instrument | 179157 |
| Name | HOMEWARD MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1007 S CONGRESS AVE UNIT 9-420, AUSTIN, TX 78704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 6 Months |
| Due | Apr 6, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILPIN CO |
| Recording Date | May 15, 2020 |
| Property Address | 1280 HIGHPOINT CIR, BLACK HAWK, CO 80422-8961 |
| Document Number | 0000166086 |
| Instrument Date | May 14, 2020 |
| Instrument | 166086 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2020 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $50.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1280 HIGHPOINT CIR BLACK HAWK CO 804228961, BLACK HAWK, CO 80422-8961 |
| Document Number | 166087 |
|---|---|
| Date | May 15, 2020 |
| Instrument | 166087 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 14, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GILPIN CO |
| Recording Date | Sep 20, 2019 |
| Property Address | 1280 HIGHPOINT CIR, BLACK HAWK, CO 80422-8961 |
| Document Number | 0000164528 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 164528 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2455 S ASH ST DENVER CO 802226006, DENVER, CO 80222-6006 |
| Document Number | 164527 |
|---|---|
| Date | Sep 20, 2019 |
| Instrument | 164527 |
| Name | JORDAN SHERRILL |
|---|---|
| Address | 1564 S MILWAUKEE ST, DENVER, CO 80210-2919 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Sep 19, 2020 |
| Rate | 7% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILPIN CO |
| Recording Date | Sep 20, 2019 |
| Property Address | 1280 HIGHPOINT CIR, BLACK HAWK, CO 80422-8961 |
| Document Number | 0000164526 |
| Instrument Date | Sep 19, 2019 |
| Instrument | 164526 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2019 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $29.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1280 HIGHPOINT CIR BLACK HAWK CO 804228961, BLACK HAWK, CO 80422-8961 |
The 2025 property tax bill for 1280 Highpoint Cir was $1,404, up 10.3% from the year before.
Source: Gilpin County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Gilpin County |
| Unified School District | Gilpin County School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,404.00 (+10.29%) | $46,540 (+2.6%) Land $4,690 Building $41,850 | $744,550 (+9.97%) Land $75,000 Building $669,550 |
| 2024 | $1,273.00 (+1.19%) | $45,360 (-) Land $4,210 Building $41,150 | $677,020 (-) Land $62,891 Building $614,129 |
| 2023 | $1,258.00 (+20.38%) | $45,360 (+33.84%) Land $4,210 Building $41,150 | $677,020 (+38.84%) Land $62,891 Building $614,129 |
| 2022 | $1,045.00 | $33,890 Land $2,920 Building $30,970 | $487,610 Land $42,000 Building $445,610 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1280 Highpoint Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1280 Highpoint Cir is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 46% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Great Plains Communications Cable | 1,000 / 250 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Visionary Broadband Fixed Wireless | 100 / 20 |
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