1280 Henderson Rd, Tryon, NC 28782 Property Records

Polk County property record for 1280 Henderson Rd, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,491 sqft · built 1989
Lot Size	0.84 acres (36,590 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (May 2026)
Tax Bill	$1,394 (2025)
Deeds & Mortgages	May 2026 Sale Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P86-102`

Property Details

APN / Parcel Number

Primary APN	`P86-102`
Alternative APN	`42221`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,491 sqft Finished Area
Attic	Attic
Attic Area	416 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1995
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	36,590 sqft (0.84 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	42221
Street Address	1280 HENDERSON RD
City	TRYON
State	NC
Zip	28782-7833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	LOT 11 0.84 ACRE, 0H05 HUNTERS RIDGE 09
Legal Subdivision	HUNTERS RIDGE
Legal Lot Number	11
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2034
Census Tract	920103

Owner

Source: Polk County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	311 POLE BARN DR, ASHEVILLE, NC 28806-2195
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 13, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Prior Sale	Aug 13, 2020 · Amount on Record
Deed Document Number	2026
Deed Book / Page	499 / 2486
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	May 22, 2026
Property Address	1280 HENDERSON RD, TRYON, NC 28782-7833
Document Number	0499002486
Book / Page	499 / 2486
Instrument Date	May 20, 2026
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$104,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 POLE BARN DR, ASHEVILLE, NC 28806-2195
Investor	Possibly a Property Investor

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Aug 13, 2020
Property Address	1280 HENDERSON RD, TRYON, NC 28782-7833
Document Number	0000451/66
Book / Page	451 / 66
Map Reference	FILE D PG 288
Instrument Date	Aug 10, 2020
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$504.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 EDMARC CT, 3, OAKDALE, NY 11769-1503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 BLIND PASS ROAD #603 # 603, 603, ST PETE BEACH, FL 33706-1401

Mortgage

Document Number	0000451/70
Date	Aug 13, 2020
Book Page	451/70

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,394.00 (+6.25%)	$266,715 (+29.39%) Land $33,600 Building $233,115	$266,715 (+29.39%) Land $33,600 Building $233,115
2023	$1,312.00	$206,130 Land $25,200 Building $180,930
2021			$206,130 Land $25,200 Building $180,930

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Skyrunner Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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