1280 Freil Rd NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1280 Freil Rd NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 1977
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$183,000 (Jan 2021)
Tax Bill	$2,907 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-37-21-KY-42-10`

Property Details

APN / Parcel Number

Primary APN	`28-37-21-KY-42-10`
Alternative APNs	`28-37-21-KY-00042.0-0010.00` `2830574`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,176 sqft Living Area
Gross Area	1,608 sqft
1st Floor Area	1,176 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	138 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	270 sqft
Porch	Florida Room
Porch Area	162 sqft
Patio Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2830574
Street Address	1280 FREIL RD NE
City	PALM BAY
State	FL
Zip	32905-2817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR COUNTRY CLUB UNIT 4 LOT 10 BLK 42
Legal Range	37E
Legal Township	28S
Legal Section	21
Legal Subdivision	PORT MALABAR COUNTRY CLUB UNIT 4
Legal Block	42
Legal Lot Number	10
Legal Unit	4
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	2
Census Block	2014
Census Tract	65131

Owner

1280 Freil Rd NE is owned and occupied by an individual who bought it in January 2021.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1280 FREIL RD NE, PALM BAY, FL 32905-2817
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Warranty Deed, Transfer · FHA Mortgage SWBC MORTGAGE CORP
Apr 27, 2018	Deed of Trust, Mortgage · Line of Credit COMMUNITY CU/FL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2021 · Amount on File
Deed Sale	Jan 14, 2021 · Amount on File
Prior Sale	Oct 26, 2007 · Amount on File
Deed Document Number	20219462
Deed Book / Page	8980 / 2889
Prior Transfer Date	May 8, 2018
Prior Transfer Doc	0081581476
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jan 14, 2021
Property Address	1280 FREIL RD NE, PALM BAY, FL 32905-2817
Document Number	0089802889
Book / Page	8980 / 2889
Map Reference	MB 24 PG 25
Instrument Date	Jan 13, 2021
Instrument	2021009462
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,281.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5282 OUTLOOK DR, 5282, MELBOURNE, FL 32940-2342

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1280 FREIL RD NE, PALM BAY, FL 32905-2817

Mortgage

Document Number	0089802892
Date	Jan 14, 2021
Book Page	8980/2892
Instrument	2021009464

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1280 FREIL RD NE, PALM BAY, FL 32905-2817
Document Number	0081590749
Instrument Date	Apr 27, 2018
Transaction Type	Mortgage
Record Updated	May 28, 2018
Title Company	LANDMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1280 FREIL RD NE PALM BAY FL 329052817, PALM BAY, FL 32905-2817

Mortgage

Document Number	0081590749
Date	May 8, 2018
Book Page	008159/000749
Instrument	103553

Lender

Name	COMMUNITY CU/FL
Type	Credit Union
Address	ROCKLEDGE, FL 32955

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 7, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1280 Freil Rd NE was $2,907 with a homeowner's exemption, up 2.5% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,560 (-6.95%)	$183,560 (-7.81%)
2025	$2,907.00 (+2.54%) Homeowner's exemption	$197,260	$199,120
2024	$2,835.00 (+2.42%)
2023	$2,768.00 (+3.9%) Homeowner's exemption	$186,130 (+3%)	$198,590 (+9.89%) Land $55,000 Building $143,590
2022	$2,664.00 Homeowner's exemption	$180,710 Land $50,000 Building $130,710	$180,710 Land $50,000 Building $130,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1280 Freil Rd NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1280 Freil Rd NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile, Wire 3.

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