1280 Franklin St, Rocky Mount, VA 24151 Property Records

Franklin County property record for 1280 Franklin St, Rocky Mount, VA 24151

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details1.5 ba · 1,434 sqft · built 1992
Lot Size1.86 acres (81,022 sqft)
OwnerIndividual Name on File
Last Sale$200,000 (Jun 2017)
Tax Bill$1,762 (2025)
Deeds & MortgagesNov 2021 Line of Credit
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN210 00-007 00

Property Details

APN / Parcel Number

Primary APN210 00-007 00
Alternative APN
  • 34032

Interior

Full Baths1.5 Baths
Half Baths3 Half Baths
Stories1 Story
Building Area1,434 sqft Total Area
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2011
Exterior MaterialBrick
Fire ResistanceMasonry Walls, Wood Interior
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area81,022 sqft (1.86 acres)
TerrainRolling
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number34032
Street Address1280 FRANKLIN ST
CityROCKY MOUNT
StateVA
Zip24151-1247
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeGB
Legal DescriptionHATCHER ST
Legal SubdivisionHATCHER S
JurisdictionFRANKLIN VA
Township / Civil DivisionROCKY MOUNT
Census Block Group2
Census Block2024
Census Tract20801

Owner

1280 Franklin St, a commercial property, is owned by an individual who bought it in June 2017.

Source: Franklin County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address37 OLD MEADOW DR, STANLEYTOWN, VA 24168-3048
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2021Deed of Trust, Mortgage · Line of Credit
THE FIRST BANK & TRUST CO
Jun 9, 2017Grant Deed, Transfer · Conventional with PMI
PHILLIP H HAYNES

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 9, 2017 · Amount on File
Deed SaleJun 9, 2017 · Amount on File
Deed Document Number20173579
Deed Book / Page1094 / 4
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN VA
Property Address1280 FRANKLIN ST, ROCKY MOUNT, VA 24151-1247
Transaction TypeMortgage
Record UpdatedNov 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address60 BARFOOT WEST RD, ROCKY MOUNT, VA 24151-6821

Mortgage

Document Number0011740816
DateNov 12, 2021
Book Page1174/816
Instrument210010704
Lender
NameTHE FIRST BANK & TRUST CO
TypeBank
AddressABINGDON, VA 24212
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFRANKLIN VA
Recording DateJun 9, 2017
Property Address1280 FRANKLIN ST, ROCKY MOUNT, VA 24151-1247
Document Number0010940004
Book / Page001094 / 000004
Instrument DateJun 9, 2017
Instrument3579
Transaction TypeTransfer
Record UpdatedJun 20, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$200.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address60 BARFOOT WEST RD ROCKY MOUNT VA 241516821, ROCKY MOUNT, VA 24151-6821

Mortgage

Document Number10940008
DateJun 9, 2017
Book Page001094/000008
Instrument3580
Lender
NamePHILLIP H HAYNES
Address2422 FRANKLIN ST, ROCKY MOUNT, VA 24151-6402
Special NotesSeller Financed
Agreement
TypeConventional with PMI
AmountAmount on Record
Term120 Months
DueJun 8, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 1280 Franklin St was $1,762.

Source: Franklin County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFranklin County
MunicipalityRocky Mount Town
Unified School DistrictFranklin County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,762.00$409,800 (-) Land $145,800 Building $264,000
2024$1,762.00 (+9.51%)$409,800 (+55.29%) Land $145,800 Building $264,000$409,800 (+55.29%) Land $145,800 Building $264,000
2023$1,609.00$263,900 (+28.04%) Land $83,700 Building $180,200$263,900 (+28.04%) Land $83,700 Building $180,200
2022$206,100 Land $83,700 Building $122,400$206,100 Land $83,700 Building $122,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1280 Franklin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1280 Franklin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ROCKY MOUNT
serves 6,000 people · EPA ID VA5067840
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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