1280 E Valley Rd, Santa Barbara, CA 93108 Property Records

Santa Barbara County property record for 1280 E Valley Rd, Santa Barbara, CA 93108

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 700 sqft · built 1912
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$1,425,000 (Dec 2020)
Tax Bill	$18,084 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`011-171-009`

Property Details

APN / Parcel Number

Primary APN	`011-171-009`
Alternative APN	`01117109`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	700 sqft Total Area

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Street Address	1280 E VALLEY RD
City	SANTA BARBARA
State	CA
Zip	93108-2028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2E1
Legal Description	PUEBLO MAP 34C LOT 100
Legal Lot Number	100
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	3
Census Block	3012
Census Tract	1500

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1280 E VALLEY RD, SANTA BARBARA, CA 93108-2028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Oct 27, 2021	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP
Dec 28, 2020	Deed of Trust, Mortgage · Line of Credit ALASKA USA FCU
Dec 31, 2020	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2020 · Amount on Record
Deed Sale	Dec 31, 2020 · Amount on Record
Prior Sale	Dec 17, 2015 · Amount on Record
Deed Document Number	202079492
Prior Transfer Date	May 21, 1997
Prior Transfer Doc	0000028990
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Recording Date	Apr 3, 2026
Property Address	1280 E VALLEY RD, SANTA BARBARA, CA 93108-2028
Document Number	0000010890
Instrument Date	Mar 14, 2026
Instrument	202610890
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1280 E VALLEY RD, SANTA BARBARA, CA 93108-2028

Mortgage

Document Number	0000010890,
Date	Apr 3, 2026
Instrument	202610890

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.09%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1280 E VALLEY RD, SANTA BARBARA, CA 93108-2028
Transaction Type	Mortgage
Record Updated	Nov 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1280 E VALLEY RD, SANTA BARBARA, CA 93108-2028

Mortgage

Document Number	0000074709
Date	Oct 27, 2021
Instrument	2021-0074709

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1280 E VALLEY RD, SANTA BARBARA, CA 93108-2028
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1280 E VALLEY RD, SANTA BARBARA, CA 93108-2028

Mortgage

Document Number	0000050810
Date	Jul 12, 2021
Instrument	2021-0050810

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1280 E VALLEY RD, SANTA BARBARA, CA 93108-2028
Document Number	0000079494
Instrument Date	Dec 28, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 MIRAMONTE AVE SANTA BARBARA CA 931082130, SANTA BARBARA, CA 93108-2130

Mortgage

Document Number	0000079494
Date	Dec 31, 2020
Instrument	79494

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	ANCHORAGE, AK 99519-6613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2050

Interest

Rate Type	Adjustable Rate

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Dec 31, 2020
Property Address	1280 E VALLEY RD, SANTA BARBARA, CA 93108-2028
Document Number	0000079492
Instrument Date	Dec 21, 2020
Instrument	2020-0079492
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1280 E VALLEY RD, SANTA BARBARA, CA 93108-2028

Mortgage

Document Number	0000079493
Date	Dec 31, 2020
Instrument	2020-0079493

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Mortgage

Document Number	0000079494
Date	Dec 31, 2020
Instrument	2020-0079494

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	ANCHORAGE, AK 99519

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Secondary School District	Santa Barbara Unified School District (7-12) (07 - 12)
Elementary School District	Montecito Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,573,311 (+2%) Land $1,214,487 Building $358,824
2025	$18,084.00 (+1.67%) Homeowner's exemption	$1,542,463 (+4.04%) Land $1,190,674 Building $351,789
2024	$17,787.00 (+1.6%)
2023	$17,507.00 (+1.24%) Homeowner's exemption Additional exemption filed	$1,482,570 Land $1,144,440 Building $338,130
2022	$17,293.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	49 units insured incl. 2 condo units
Nearby Flood Claims	27 (1978–2024)
Claims Outside the SFHA	23 of 27
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTECITO WATER DIST serves 12,010 people · EPA ID CA4210007
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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