Midland County property record for 1280 E Chippewa River Rd, Midland, MI 48640 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1928 |
| Square Footage | 1,964 sqft Living Area |
| Lot Size | 186,872 sqft (4.29 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $151,000 (2017) |
| Tax Bill | $2,651.00 (2025) |
Source: Midland County records · APN 040-023-100-502-00
Assessment roll updated August 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1280 E CHIPPEWA RIVER RD, MIDLAND, MI 48640-8392 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jul 11, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 11, 2017 · Amount on Record |
| Deed Sale | Jul 11, 2017 · Amount on Record |
| Deed Book / Page | 1607 / 788 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 1280 E CHIPPEWA RIVER RD, MIDLAND, MI 48640-8392 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1280 E CHIPPEWA RIVER RD, MIDLAND, MI 48640-8392 |
| Document Number | 1636/737 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 1636/737 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Jul 11, 2017 |
| Property Address | 1280 E CHIPPEWA RIVER RD, MIDLAND, MI 48640-8392 |
| Document Number | 1607/0788 |
| Book / Page | 1607 / 0788 |
| Instrument Date | Jul 10, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1280 E CHIPPEWA RIVER RD, 1280, MIDLAND, MI 48640-8392 |
| Name | Verified Name |
|---|---|
| Address | 3155 E MILLER RD, MIDLAND, MI 48640-8591 |
Source: Midland County records · Assessment roll updated August 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| County Subdivision | Homer Township |
| Unified School District | Midland Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $122,800 | $245,600 | |
| 2025 | $2,651.00 |
Source: FEMA National Flood Hazard Layer, Midland County (26111C), updated February 3, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Low above 7% of the US · above 17% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 040-023-100-502-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,964 sqft Living Area |
| 1st Floor | 1,376 sqft 1st Floor |
| Basement Area | 784 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 186,872 sqft (4.29 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 440 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 1280 E CHIPPEWA RIVER RD |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48640-8392 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SEC 23 T14N R1E COM 212.71 FT N 77D 32M E OF INT OF N&S 1/4 LN & CL CHIP RIV RD TH N 77D 32M E 399.79 FT, S 15D E 577.5 FT, S |
| Legal Range | 01E |
| Legal Township | 14N |
| Legal Section | 23 |
| Jurisdiction | MIDLAND MI |
| Minor Civil Division | HOMER |
| Census Blockgroup | 3 |
| Census Block | 3025 |
| Census Tract | 291200 |
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