Sumter County property record for 1280 Cottingham Dr, Sumter, SC 29154 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2002 |
| Square Footage | 1,525 sqft Living Area |
| Lot Size | 17,468 sqft (0.401 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $200,000 (2022) |
| Tax Bill | $62.00 (2025) |
| Primary APN | 226-15-01-031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,525 sqft Living Area |
| 1st Floor Area | 1,525 sqft 1st Floor |
| Stories | 1 Story |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 17,468 sqft (0.401 acres) |
| Parking Spaces | 1 Parking Space |
| Fence | Fence |
|---|---|
| Shed | 1 Shed |
| Porch | Covered Porch |
| Utility Building | 21 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 37089 |
|---|---|
| Old Parcel Number | 226 15 01 031 |
| Street Address | 1280 COTTINGHAM DR |
| City | SUMTER |
| State | SC |
| Zip | 29154-8533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 PB94-1213 0.401 AC PB93-2254 |
| Legal Subdivision | PEPPERIDGE ACRES |
| Legal Lot Number | 11 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 1704 |
Source: Sumter County records · APN 226-15-01-031
Assessment roll updated September 13, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1280 COTTINGHAM DR, SUMTER, SC 29154-8533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2021 | Deed of Trust, Mortgage · VA Mortgage NATIONAL BANK OF KANSAS CITY |
| Feb 14, 2022 | Warranty Deed, Transfer · VA Mortgage NATIONS DIRECT MORTGAGE LLC |
| Apr 01, 2019 | Deed, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 14, 2022 · Amount on Record |
| Deed Sale | Feb 14, 2022 · Amount on Record |
| Prior Sale | Apr 01, 2019 · Amount on Record |
| Deed Document Number | 0012975885 |
| Deed Book / Page | 1297 / 5885 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 1280 COTTINGHAM DR, SUMTER, SC 29154-8533 |
| Transaction Type | Mortgage |
| Record Updated | Jul 05, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0012872728 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 1287/2728 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Feb 14, 2022 |
| Property Address | 1280 COTTINGHAM DR, SUMTER, SC 29154-8533 |
| Document Number | 0012975885 |
| Book / Page | 1297 / 5885 |
| Map Reference | MB PB93 PG 2254 |
| Instrument Date | Feb 07, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 05, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $740.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1280 COTTINGHAM DR, SUMTER, SC 29154-8533 |
| Document Number | 0012975888 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 1297/5888 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Apr 01, 2019 |
| Property Address | 1280 COTTINGHAM DR, SUMTER, SC 29154-8533 |
| Document Number | 0012540102 |
| Book / Page | 1254 / 0102 |
| Map Reference | MB PB93 PG 2254 |
| Instrument Date | Mar 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $503.20 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1280 COTTINGHAM DR, SUMTER, SC 29154-8533 |
| Document Number | 0001254106 |
|---|---|
| Date | Apr 01, 2019 |
| Instrument | 1254/106 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2034 |
Source: Sumter County records · Assessment roll updated September 13, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $62.00 (-94.82%) Homeowner's exemption | $6,454 (+0.06%) Land $740 Building $5,714 | $161,346 (-) Land $18,500 Building $142,846 |
| 2023 | $6,450 (-) Land $740 Building $5,710 | $161,346 (-) Land $18,500 Building $142,846 | |
| 2022 | $1,198.00 | $6,450 Land $740 Building $5,710 | $161,346 Land $18,500 Building $142,846 |
Source: FEMA National Flood Hazard Layer, Sumter County (45085C), updated January 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 44% of the US · above 33% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,370 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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