Cook County property record for 1280 Clover Ln, Hoffman Estates, IL 60192
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,825 sqft · built 1990 |
| Lot Size | 0.12 acres (5,220 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $465,000 (Apr 2026) |
| Tax Bill | $9,714 (2023) |
| Deeds & Mortgages | Mar 2024 Mortgage Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-19-228-019 |
| Primary APN | 02-19-228-019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,825 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,220 sqft (0.12 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1280 CLOVER LN |
|---|---|
| City | HOFFMAN ESTATES |
| State | IL |
| Zip | 60192-1167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (MEADOW) (WALK) BNG A RESUB OF PTS OF BLKS 1-3,6-10 & VAC STS IN HOWIE IN THE HILLS UNIT1 A SUB IN SEC 19-42-10 |
| Legal Range | 10E |
| Legal Township | 42N |
| Legal Section | 19 |
| Legal Subdivision | MEADOW WALK |
| Legal Block | 1-3 |
| Legal Lot Number | 19 |
| Legal Unit | IT1 |
| Jurisdiction | COOK IL |
| Township / Civil Division | PALATINE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 804104 |
Source: Cook County records · APN 02-19-228-019
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1320 E ALGONQUIN RD, ZG, SCHAUMBURG, IL 60173-4052 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 14, 2024 | Deed of Trust, Mortgage · Commercial Mortgage AAEC CU |
| Apr 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 17, 2026 · Amount on Record |
| Deed Sale | Apr 17, 2026 · Amount on Record |
| Prior Sale | Oct 11, 2016 · Amount on Record |
| Deed Document Number | 202619030 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1280 CLOVER LN, HOFFMAN ESTATES, IL 60192-1167 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0007410038 |
|---|---|
| Date | Mar 14, 2024 |
| Instrument | 2407410038 |
| Name | AAEC CU |
|---|---|
| Type | Credit Union |
| Address | ARLINGTON HEIGHTS, IL 60005 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 17, 2026 |
| Property Address | 1280 CLOVER LN, HOFFMAN ESTATES, IL 60192-1167 |
| Document Number | 0000019030 |
| Instrument Date | Mar 10, 2026 |
| Instrument | 202619030 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2026 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $70,447.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000019031, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 202610719031 |
| Name | KEY MORTGAGE SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.63% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Palatine Township |
| Municipality | Hoffman Estates Village |
| Elementary School District | Palatine Community Consolidated School District 15 (PK - 08) |
| Secondary School District | Township High School District 211 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $41,000 (+17.14%) Land $5,481 Building $35,519 | $410,000 (+17.14%) Land $54,810 Building $355,190 | |
| 2023 | $9,714.00 (+3.82%) | ||
| 2022 | $9,357.00 Homeowner's exemption | $35,000 Land $4,698 Building $30,302 | $350,000 Land $46,980 Building $303,020 |
Source: FEMA National Flood Hazard Layer, Cook County (17031C), as of February 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170318041041, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1982–1997) |
| Most Recent Claim | Feb 1997 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Based on FCC filings for 492 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IL0311290, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HOFFMAN ESTATES serves 50,179 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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