1280 Cinnamon Ridge Ct, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 1280 Cinnamon Ridge Ct, Eldersburg, MD 21784

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,124 sqft · built 1996
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Apr 2017)
Tax Bill	$6,438 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-083915`

Property Details

APN / Parcel Number

Primary APN	`05-083915`
Alternative APNs	`5083915` `083915`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,124 sqft Total Area
Basement Area	982 sqft
Finished Basement	982 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,797 sqft (0.179 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	138 sqft
Deck Area	458 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	083915
Street Address	1280 CINNAMON RIDGE CT
City	SYKESVILLE
State	MD
Zip	21784-6446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 40 - 0.179 AC 1280 CINNAMON RDG CT 38- HUNTERS CROSSING PH2 SC2
Legal Subdivision	HUNTERS CROSSING PH 02 SEC 02
Legal Phase	2
Legal Lot Number	40
Jurisdiction	CARROLL MD
Township / Civil Division	5, FREEDOM
Census Block Group	2
Census Block	2002
Census Tract	505203

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1280 CINNAMON RIDGE CT, SYKESVILLE, MD 21784-6446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage NFM LNDG
Apr 10, 2017	Grant Deed, Transfer · Conventional with PMI FIRST HM MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2017 · Amount on Record
Deed Sale	Apr 10, 2017 · Amount on Record
Prior Sale	Dec 19, 2016 · Amount on Record
Deed Document Number	20178657-0207
Deed Book / Page	8657 / 207
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1280 CINNAMON RIDGE CT, ELDERSBURG, MD 21784-6446
Document Number	0097730484
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	COMMUNITY TITLE NTWK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1280 CINNAMON RIDGE CT ELDERSBURG MD 217846446, ELDERSBURG, MD 21784-6446

Mortgage

Document Number	0097730484
Date	Jul 27, 2020
Book Page	009773/000484

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 26, 2035

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Apr 10, 2017
Property Address	1280 CINNAMON RIDGE CT, ELDERSBURG, MD 21784-6446
Document Number	0086570208
Book / Page	008657 / 000208
Instrument Date	May 30, 2017
Transaction Type	Transfer
Record Updated	Jul 28, 2017
Title Company	OMNI LAND SETTLEMENT CORPORATION, OMNI LAND SETTLEMENT CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1280 CINNAMON RIDGE CT ELDERSBURG MD 217846446, ELDERSBURG, MD 21784-6446

Mortgage

Document Number	86570212
Date	Apr 10, 2017
Book Page	008657/000212

Lender

Name	FIRST HM MTG CORP
Address	BALTIMORE, MD 21236

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2047

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,438.00 (+5.39%) Homeowner's exemption	$621,233 (+25.7%)	$679,400 (+34.56%) Land $180,000 Building $499,400
2025	$6,109.00 (+9.4%) Homeowner's exemption
2023	$5,584.00 Homeowner's exemption	$494,200	$504,900 Land $180,000 Building $324,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEDOM DISTRICT serves 24,867 people · EPA ID MD0060002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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