1280 Cambray Loop, Helena, MT 59602 Property Records

Lewis And Clark County property record for 1280 Cambray Loop, Helena, MT 59602

Property Summary

Property Type	Rural Home
Details	5 bd · 3.5 ba · 2,393 sqft · built 2019
Lot Size	0.544 acres (23,697 sqft)
Owner	2 Individual Names on File
Last Sale	$637,500 (Mar 2020)
Tax Bill	$4,891 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R835292`

Property Details

APN / Parcel Number

Primary APN	`R835292`
Alternative APNs	`05-1888-17-2-06-13-0000` `0000047228`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,393 sqft Living Area
1st Floor Area	2,393 sqft
Basement Area	1,904 sqft
Finished Basement	1,904 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,697 sqft (0.544 acres)
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	642 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	0000047228
Street Address	1280 CAMBRAY LOOP
City	HELENA
State	MT
Zip	59602-3700
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	46 DEGREES NORTH SUBD PHASE 1, S17, T10 N, R03 W, LOT 5, 23716 SQUARE FEET, NW4 COS 3303901
Legal Range	03W
Legal Township	10N
Legal Section	17
Legal Subdivision	46 DEGREES NORTH SUBD PHASE 1
Legal Lot Number	5
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	2
Census Block	2002
Census Tract	400

Owner

Source: Lewis And Clark County assessment roll, as of September 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1280 CAMBRAY LOOP, HELENA, MT 59602-3700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK
Jul 1, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK
May 4, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST INTERSTATE BANK
May 5, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST INTERSTATE BANK
Mar 6, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST INTERSTATE BANK
Jun 9, 2017	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 6, 2020 · Amount on Record
Deed Sale	Mar 6, 2020 · Amount on Record
Prior Sale	Jun 9, 2017
Deed Document Number	20203351573
Deed Book / Page	56 / 7740
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	1280 CAMBRAY LOOP, HELENA, MT 59602-3700
Transaction Type	Mortgage
Record Updated	Feb 17, 2022
Title Company	FIRST MONTANA TITLE, FIRST MONTANA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M60/5990
Date	Jan 31, 2022
Book Page	M60/5990
Instrument	3393587

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	HELENA, MT 59601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	1280 CAMBRAY LOOP, HELENA, MT 59602-3700
Transaction Type	Mortgage
Record Updated	Aug 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M55/6778
Date	Jul 1, 2019
Book Page	M55/6778
Instrument	3338875

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	1280 CAMBRAY LOOP, HELENA, MT 59602-3700
Transaction Type	Mortgage
Record Updated	Aug 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M57/64
Date	May 4, 2020
Book Page	M57/64
Instrument	3354067

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	HELENA, MT 59601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	84 Months
Due	May 1, 2027

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	1280 CAMBRAY LOOP, HELENA, MT 59602-3700
Transaction Type	Mortgage
Record Updated	Aug 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M57/221
Date	May 5, 2020
Book Page	M57/221
Instrument	3354227

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	HELENA, MT 59601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	84 Months
Due	May 1, 2027

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Mar 6, 2020
Property Address	1280 CAMBRAY LOOP, HELENA, MT 59602-3700
Document Number	M56/7740
Book / Page	M56 / 7740
Map Reference	DOC 3303901
Instrument Date	Mar 6, 2020
Instrument	3351573
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIRST MONTANA TITLE, FIRST MONTANA LAND TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1280 CAMBRAY LOOP, HELENA, MT 59602-3700

Mortgage

Document Number	3351574
Date	Mar 6, 2020
Instrument	3351574

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Jun 9, 2017
Property Address	1280 CAMBRAY LOOP, HELENA, MT 59602-3700
Document Number	M52/8790
Book / Page	M52 / 8790
Map Reference	DOC3303901
Instrument Date	Jun 7, 2017
Instrument	3306439
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1280 CAMBRAY LOOP, HELENA, MT 59602-3700

Tax Assessment & Valuation

Source: Lewis And Clark County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,891.00 (-31.12%)	$875,800 (+15.71%)	$875,800 (+15.71%) Land $160,317 Building $715,483
2023	$7,101.00	$756,900	$756,900 Land $129,186 Building $627,714

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2010–2025)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Feb 2025 · Severe Storm, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms And Flooding, Mar 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TREASURE STATE ACRES WUA private · serves 483 people · EPA ID MT0002390
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Montana Internet, T-Mobile USA.

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