1280 Ashford Place Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1280 Ashford Place Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,606 sqft · built 1998
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$124,000 (Jun 2002)
Tax Bill	$3,066 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A952000904`

Property Details

APN / Parcel Number

Primary APN	`A952000904`
Alternative APN	`2-0041-7168-00-0163.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,606 sqft Living Area
Gross Area	2,350 sqft
1st Floor Area	1,206 sqft
Basement Area	572 sqft
Finished Basement	400 sqft
Unfinished Basement	172 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	10,019 sqft (0.23 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A952000904
Street Address	1280 ASHFORD PLACE DR
City	O FALLON
State	MO
Zip	63366-2006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASHFORD PL #1 LOT 163
Legal Subdivision	ASHFORD PL #1
Legal Lot Number	163
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1005
Census Tract	311603

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1280 ASHFORD PLACE DR, O FALLON, MO 63366-2006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 24, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2002 · Amount on Record
Deed Sale	Jun 14, 2002 · Amount on Record
Prior Sale	Dec 19, 2001 · Amount on Record
Deed Document Number	200255369
Deed Book / Page	2920 / 1118
Prior Transfer Date	Nov 16, 2001
Prior Transfer Doc	0000113296
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1280 ASHFORD PLACE DR, O FALLON, MO 63366-2006
Transaction Type	Mortgage
Record Updated	Aug 23, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1280 ASHFORD PLACE DR, O FALLON, MO 63366-2006

Mortgage

Document Number	2021R066352
Date	Aug 9, 2021
Instrument	2021R-066352

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1280 ASHFORD PLACE DR, O FALLON, MO 63366-2006
Document Number	0071721217
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1280 ASHFORD PLACE DR O FALLON MO 633662006, O FALLON, MO 63366-2006

Mortgage

Document Number	0071721217
Date	Oct 30, 2019
Book Page	007172/001217
Instrument	614620

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 29, 2034

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,575 (-)	$250,395 (-) Land $60,000 Building $190,395
2025	$3,066.00	$47,575 (+10.97%)	$250,395 (+10.97%) Land $60,000 Building $190,395
2023		$42,873
2022			$225,649 Building $225,649

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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