St. Louis County property record for 1280 Arbor Bluff Cir, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,604 sqft · built 2001 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $628,000 (Oct 2023) |
| Tax Bill | $5,697 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Sep 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25R-5-3-097-6 |
| Primary APN | 25R-5-3-097-6 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,604 sqft Living Area |
| 1st Floor Area | 1,208 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Width | 46 ft Width |
| Garage Area | 561 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Deck Area | 312 sqft |
| Patio Area | 96 sqft |
| Balcony | Balcony |
| Balcony Area | 32 sqft |
| Poultry House | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1280 ARBOR BLUFF CIR |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-3700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | ARBOR BLUFFS |
| Legal Subdivision | ARBOR BLUFFS |
| Legal Lot Number | 21 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | QUEENY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 217932 |
Source: St. Louis County records · APN 25R-5-3-097-6
Assessment roll updated May 31, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1280 ARBOR BLUFF CIR, BALLWIN, MO 63021-3700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 04, 2025 | Deed of Trust, Mortgage · Conventional Mortgage BELL BANK |
| Sep 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO |
| Oct 25, 2023 | Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| Oct 25, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Oct 25, 2023 | Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| Oct 25, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Jan 26, 2018 | Deed of Trust, Mortgage KELLER MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 25, 2023 · Amount on Record |
| Deed Sale | Oct 25, 2023 · Amount on Record |
| Prior Sale | Oct 25, 2023 |
| Deed Document Number | 2023102500204 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1280 ARBOR BLUFF CIR, BALLWIN, MO 63021-3700 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1280 ARBOR BLUFF CIR, BALLWIN, MO 63021-3700 |
| Document Number | 2025120400178 |
|---|---|
| Date | Dec 04, 2025 |
| Instrument | 2025120400178 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1280 ARBOR BLUFF CIR, BALLWIN, MO 63021-3700 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Title Company | INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON |
| Name | Verified Name |
|---|---|
| Address | 1280 ARBOR BLUFF CIR, BALLWIN, MO 63021-3700 |
| Document Number | 0251082492 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 25108/2492 |
| Instrument | 2021091400938 |
| Name | FIRST STATE BANK OF ST CHARLES MO |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Oct 25, 2023 |
| Property Address | 1280 ARBOR BLUFF CIR, BALLWIN, MO 63021-3700 |
| Document Number | 2023102500204 |
| Map Reference | MB 348 PG 715 |
| Instrument Date | Oct 20, 2023 |
| Instrument | 2023102500204 |
| Transaction Type | Transfer |
| Record Updated | Nov 08, 2023 |
| Title Company | NOT AVAILABLE, UST |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1280 ARBOR BLUFF CIR, BALLWIN, MO 63021-3700 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1280 ARBOR BLUFF CIR, BALLWIN, MO 63021-3700 |
| Document Number | 2023102500205 |
|---|---|
| Date | Oct 25, 2023 |
| Instrument | 2023102500205 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Oct 25, 2023 |
| Property Address | 1280 ARBOR BLUFF CIR, BALLWIN, MO 63021-3700 |
| Document Number | 2023102500203 |
| Map Reference | MB 348 PG 715 |
| Instrument Date | Oct 20, 2023 |
| Instrument | 2023102500203 |
| Transaction Type | Transfer |
| Record Updated | Nov 08, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 ARBOR BLUFF CIRCLE, BALLWIN, MO 63021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Oct 25, 2023 |
| Property Address | 1280 ARBOR BLUFF CIR, BALLWIN, MO 63021-3700 |
| Document Number | 2023102500204 |
| Map Reference | MB 348 PG 715 |
| Instrument Date | Oct 20, 2023 |
| Instrument | 2023102500204 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2026 |
| Title Company | USTC, UST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1280 ARBOR BLUFF CIR, BALLWIN, MO 63021-3700 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1280 ARBOR BLUFF CIR, BALLWIN, MO 63021-3700 |
| Document Number | 2023102500205 |
|---|---|
| Date | Oct 25, 2023 |
| Instrument | 2023102500205 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Oct 25, 2023 |
| Property Address | 1280 ARBOR BLUFF CIR, BALLWIN, MO 63021-3700 |
| Document Number | 2023102500203 |
| Map Reference | MB 348 PG 715 |
| Instrument Date | Oct 20, 2023 |
| Instrument | 2023102500203 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 ARBOR BLUFF CIRCLE, BALLWIN, MO 63021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1280 ARBOR BLUFF CIR, BALLWIN, MO 63021-3700 |
| Document Number | 0228860612 |
| Book / Page | 022886 / 000612 |
| Instrument Date | Jan 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2018 |
| Title Company | INVESTORS TITLE COMPANY-CLAYTON |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1280 ARBOR BLUFF CIR BALLWIN MO 630213700, BALLWIN, MO 63021-3700 |
| Document Number | 0228860612 |
|---|---|
| Date | Feb 05, 2018 |
| Book Page | 022886/000612 |
| Instrument | 106 |
| Name | KELLER MTG |
|---|---|
| Type | Mortgage Company |
| Address | DUBLIN, OH 43016 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 04, 2048 |
Source: St. Louis County records · Assessment roll updated May 31, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $115,210 (+30.8%) Land $41,550 Building $73,660 | $606,400 (+30.8%) Land $218,700 Building $387,700 | |
| 2024 | $5,697.00 (+1.42%) | ||
| 2023 | $5,617.00 (+1.26%) | $88,080 (+10.83%) Land $22,150 Building $65,930 | $463,600 (+10.83%) Land $116,600 Building $347,000 |
| 2022 | $5,547.00 | $79,470 Land $22,150 Building $57,320 | |
| 2021 | $418,300 Land $116,600 Building $301,700 |
Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), as of August 10, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: WH i3B Bidco LLC/WH i3B Topco, Wisper ISP.
Based on FCC filings for 399 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MO6010716, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures