1280 American Flat Rd, Reno, NV 89508 Property Records

Washoe County property record for 1280 American Flat Rd, Reno, NV 89508

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,633 sqft · built 2012
Lot Size	41.2 acres (1,797,286 sqft)
Owner	Individual Name on File
Last Sale	$590,000 (Oct 2021)
Tax Bill	$2,975 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`079-420-15`

Property Details

APN / Parcel Number

Primary APN	`079-420-15`
Alternative APN	`103411`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,633 sqft Living Area
1st Floor Area	735 sqft
2nd Floor Area	898 sqft

Exterior

Year Built	Built 2012
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	1,797,286 sqft (41.2 acres)
Garage Type	Built-in
Garage Area	273 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	206 sqft
Patio Area	110 sqft
Balcony	Balcony
Balcony Area	110 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	103411
Street Address	1280 AMERICAN FLAT RD
City	RENO
State	NV
Zip	89508-7300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	RED ROCK EST LT 358
Legal Range	19
Legal Township	22
Legal Subdivision	RED ROCK ESTATES
Legal Lot Number	358
Jurisdiction	WASHOE NV
Township / Civil Division	NORTH VALLEYS
Census Block Group	2
Census Block	2011
Census Tract	2618

Owner

1280 American Flat Rd is owned and occupied by an individual who bought it in October 2021.

Source: Washoe County records, as of January 8, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1280 AMERICAN FLAT RD, RENO, NV 89508-7300
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2021 · Amount on File
Deed Sale	Oct 7, 2021 · Amount on File
Prior Sale	Dec 1, 2011
Deed Document Number	5234879
Record Updated	Jun 8, 2026

October 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Oct 7, 2021
Property Address	1280 AMERICAN FLAT RD, RENO, NV 89508-7300
Document Number	0005234879
Map Reference	FILE 578296
Instrument Date	Oct 5, 2021
Instrument	5234879
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	TICOR TITLE- RENO, TICOR TITLE RENO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,419.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10735 WHITEHAWK DR, 10735, RENO, NV 89508-8596

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1280 AMERICAN FLAT RD, RENO, NV 89508-7300

Mortgage

Document Number	0005234880
Date	Oct 7, 2021
Instrument	5234880

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1280 American Flat Rd was $2,975.

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,975.00	$127,348 Land $53,550 Building $73,798	$363,851 Land $153,000 Building $210,851
2023	$2,805.00	$109,095 Land $39,200 Building $69,895	$311,700 Land $112,000 Building $199,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1280 American Flat Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (2015–2017)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1280 American Flat Rd is extreme, ranking above 98.3% of the US, with a 3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.3% of the US · above 94% of Nevada
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hot Spot Broadband Fixed Wireless	100 / 50
Nehalem Telecom DSL	25 / 3

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