Madison County property record for 128 Whitfield Dr, Toney, AL 35773
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,054 sqft · built 2004 |
| Lot Size | 0.862 acres (37,576 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,199 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Oct 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-03-05-0-001-064.000 |
| Primary APN | 07-03-05-0-001-064.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,054 sqft Living Area |
| 1st Floor Area | 2,054 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 37,576 sqft (0.862 acres) |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 648 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 225170 |
|---|---|
| Street Address | 128 WHITFIELD DR |
| City | TONEY |
| State | AL |
| Zip | 35773-8986 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 19 BLK 7 WHITT HAVEN DEVELOPMENT S/D |
| Legal Subdivision | WHITT HAVEN |
| Legal Block | 7 |
| Legal Lot Number | 19 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | MADISON CROSSROADS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 10405 |
128 Whitfield Dr, a single family home, is owned by two individuals.
Source: Madison County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2021 OPAL DR NW, HUNTSVILLE, AL 35810-1238 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LENDERS INC |
| Oct 8, 2020 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH |
| Dec 20, 2019 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH |
| Jul 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LNDRS |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 128 WHITFIELD DR, TONEY, AL 35773-8986 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000067856 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 2021-00067856 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTSVILLE, AL 35806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 128 WHITFIELD DR, TONEY, AL 35773-8986 |
| Document Number | 0000085708 |
| Instrument Date | Oct 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 128 WHITFIELD DR TONEY AL 357738986, TONEY, AL 35773-8986 |
| Document Number | 0000085708 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 85708 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | HUNTSVILLE, AL 35801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Oct 25, 2025 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 128 WHITFIELD DR, TONEY, AL 35773-8986 |
| Document Number | 0000001656 |
| Instrument Date | Dec 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 128 WHITFIELD DR TONEY AL 357738986, TONEY, AL 35773-8986 |
| Document Number | 0000001656 |
|---|---|
| Date | Jan 7, 2020 |
| Instrument | 1656 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | HUNTSVILLE, AL 35801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 6, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 128 WHITFIELD DR, TONEY, AL 35773-8986 |
| Document Number | 0000419270 |
| Instrument Date | Jul 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 128 WHITFIELD DR TONEY AL 357738986, TONEY, AL 35773-8986 |
| Document Number | 0000419270 |
|---|---|
| Date | Jul 21, 2017 |
| Instrument | 419270 |
| Name | HOMETOWN LNDRS |
|---|---|
| Address | HUNTSVILLE, AL 35806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 20, 2032 |
The 2026 property tax bill for 128 Whitfield Dr was $2,199.
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,199.00 | ||
| 2025 | $2,199.00 | $60,920 Land $8,000 Building $52,920 | $304,600 Land $40,000 Building $264,600 |
| 2023 | $1,979.00 (+10.68%) | $54,720 (+10.55%) Land $6,000 Building $48,720 | $273,600 (+10.55%) Land $30,000 Building $243,600 |
| 2022 | $1,788.00 | $49,500 Land $6,000 Building $43,500 | $247,500 Land $30,000 Building $217,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 128 Whitfield Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · Hurricane Ivan |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 128 Whitfield Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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