128 White Pine Ave, O Fallon, IL 62269 Property Records

St. Clair County property record for 128 White Pine Ave, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 696 sqft · built 1983
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Aug 2023)
Tax Bill	$6,562 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2024 Mortgage + 1 more
APN	`04-31-0-215-010`

Property Details

APN / Parcel Number

Primary APN	`04-31-0-215-010`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	696 sqft Living Area
Upper Floors Area	96 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1990
Construction Type	Frame
Foundation Type	Raised
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Mixed
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	128 WHITE PINE AVE
City	O FALLON
State	IL
Zip	62269-2508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE TREE ESTATES 2ND ADDITION AMENDED P LOT/SEC-131 A02787946
Legal Subdivision	PINE TREE ADDITION
Legal Block	215
Legal Lot Number	131
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2006
Census Tract	504354

Owner

Source: St. Clair County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	503 E ADAMS ST, O FALLON, IL 62269-1502
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF O'FALLON
Mar 1, 2024	Deed of Trust, Mortgage · Commercial Mortgage BANK OF OFALLON
Aug 1, 2023	Executor's Deed, Construction Loan · Construction Mortgage BANK OF OFALLON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2023 · Amount on Record
Deed Sale	Aug 1, 2023 · Amount on Record
Deed Document Number	20232787946
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	Sep 8, 2026
Property Address	128 WHITE PINE AVE, O FALLON, IL 62269-2508
Document Number	0002894963
Instrument Date	Aug 31, 2026
Instrument	20262894963
Transaction Type	Mortgage
Record Updated	Sep 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 WHITE PINE AVE, O FALLON, IL 62269-2508

Mortgage

Document Number	0002894963,
Date	Sep 8, 2026
Instrument	20262894963

Lender

Name	BANK OF O'FALLON

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Aug 30, 2029

Interest

Rate Type	Fixed Rate
Rate	7%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	128 WHITE PINE AVE, O FALLON, IL 62269-2508
Transaction Type	Mortgage
Record Updated	Mar 15, 2024
Title Company	BENEDICK TITLE, BENEDICK TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 E ADAMS ST, O FALLON, IL 62269-1502

Mortgage

Document Number	0A02806549
Date	Mar 1, 2024
Instrument	A02806549

Lender

Name	BANK OF OFALLON
Type	Bank
Address	O FALLON, IL 62269

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	35 Months
Due	Feb 24, 2027

Interest

Rate	7%

August 2023: Executor's Deed, Construction Loan

Document Type	Executor's Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 1, 2023
Property Address	128 WHITE PINE AVE, O FALLON, IL 62269-2508
Document Number	0A02787946
Map Reference	MB 71 PG 5
Instrument Date	Jul 26, 2023
Instrument	A02787946
Transaction Type	Construction Loan
Record Updated	Aug 18, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	503 E ADAMS ST, O FALLON, IL 62269-1502

Mortgage

Document Number	0A02787947
Date	Aug 1, 2023
Instrument	A02787947

Lender

Name	BANK OF OFALLON
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Jan 28, 2024

Interest

Rate	7%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,562.00	$91,044 (+34.34%) Land $17,549 Building $73,495	$273,132 (+34.34%) Land $52,647 Building $220,485
2022		$67,771 Land $13,063 Building $54,708	$203,313 Land $39,189 Building $164,124

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: ClearWave.

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