128 Whispering Brook Dr, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 128 Whispering Brook Dr, Saint Augustine, FL 32084

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,337 sqft · built 2022
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on Record
Last Sale$279,990 (Dec 2022)
Tax Bill$3,756 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN102824-0180

Property Details

APN / Parcel Number

Primary APN102824-0180

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area1,337 sqft Living Area
Gross Area1,421 sqft
1st Floor Area630 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,178 sqft (0.05 acres)
PorchFinished Screened Porch
Porch Area20 sqft
Patio Area176 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address128 WHISPERING BROOK DR
CitySAINT AUGUSTINE
StateFL
Zip32084-0044
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description110/34-40 WHISPERING CREEK LOT 18 BLK 1 OR5679/471
Legal Range29
Legal Township07
Legal Section51
Legal SubdivisionWHISPERING CREEK
Legal Block1
Legal Lot Number18
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3000
Census Tract20903

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address128 WHISPERING BROOK DR, SAINT AUGUSTINE, FL 32084-0044
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 13, 2022 · Amount on Record
Deed SaleDec 13, 2022 · Amount on Record
Deed Document Number2022112250
Deed Book / Page5679 / 471
Record UpdatedSep 20, 2026

December 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateDec 13, 2022
Property Address128 WHISPERING BROOK DR, SAINT AUGUSTINE, FL 32084-0044
Document Number0056790471
Book / Page5679 / 471
Map ReferenceMB 110 PG 34-40
Instrument DateDec 9, 2022
Instrument2022112250
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 12, 2024
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 RACE TRACK RD # RD100, RD100, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 WHISPERING BROOK DR, SAINT AUGUSTINE, FL 32084-0044

Mortgage

Document Number0005679472
DateDec 13, 2022
Instrument5679/472
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$234,992 (+2.7%)$246,499 (+2.48%) Land $55,000 Building $191,499
2025$3,756.00 (+8.24%) Homeowner's exemption$228,814 (+2.9%)$240,534 (+8.17%) Land $55,000 Building $185,534
2024$3,470.00 (-8.2%) Homeowner's exemption$222,365 (-6.4%)$222,365 (-6.4%) Land $50,000 Building $172,365
2023$3,780.00 (+380.92%) Homeowner's exemption$237,580 (+473.31%)$237,580 (+473.31%) Land $55,000 Building $182,580
2022$786.00$41,440$41,440 Land $41,440

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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