128 Wheelock Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 128 Wheelock Rd, Watsonville, CA 95076

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,547 sqft · built 1972
Lot Size0.402 acres (17,511 sqft)
Owner2 Individual Names on Record
Last Sale$335,000 (Mar 2010)
Tax Bill$5,699 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN109-271-13

Property Details

APN / Parcel Number

Primary APN109-271-13
Alternative APN
  • 109-271-13-000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,547 sqft Living Area

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleContemporary
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area17,511 sqft (0.402 acres)
TerrainSteep
View / LotMountain
Garage TypeCarport
Garage Area264 sqft
CarportCarport
Carport Area264 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerSeptic
Water SourceWell

Location & Zoning

Street Address128 WHEELOCK RD
CityWATSONVILLE
StateCA
Zip95076-9719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal SubdivisionCORRALITOS RHO
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group1
Census Block1025
Census Tract122401

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address128 WHEELOCK RD, WATSONVILLE, CA 95076-9719
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 5, 2010 · Amount on Record
Deed SaleMar 5, 2010 · Amount on Record
Prior SaleAug 10, 2004 · Amount on Record
Deed Document Number20108645
Last Transfer DateMar 18, 2022
Transfer Doc0000009651
Record UpdatedSep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateMar 24, 2022
Property Address128 WHEELOCK RD, WATSONVILLE, CA 95076-9719
Document Number0000009651
Instrument DateMar 18, 2022
Instrument2022-0009651
Transaction TypeTransfer
Record UpdatedApr 6, 2022
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address128 WHEELOCK RD, WATSONVILLE, CA 95076-9719

Mortgage

Document Number0000009652
DateMar 24, 2022
Instrument2022-0009652
Lender
NameBAY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$441,075 (+2%) Land $264,645 Building $176,430
2025$5,699.00 (+13.73%)$432,426 (+4.04%) Land $259,456 Building $172,970
2023$5,011.00 (+1.95%)$415,635 Land $249,381 Building $166,254$548,010
2022$4,915.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1996–2023)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 61% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cruzio
Fixed Wireless
1,000 / 1,000
Spectrum
Cable
1,000 / 50
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100

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