128 Wheeler Dr, Huron, OH 44839 Property Records

Erie County property record for 128 Wheeler Dr, Huron, OH 44839

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,725 sqft · built 1996
Lot Size	0.259 acres (11,282 sqft)
Owner	2 Individual Names on Record
Last Sale	$166 (Jun 2023)
Tax Bill	$4,437 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2026 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`42-00564-003`

Property Details

APN / Parcel Number

Primary APN	`42-00564-003`
Alternative APN	`004567-4`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,725 sqft Living Area
1st Floor Area	1,725 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	11,282 sqft (0.259 acres)
Lot Dimensions	120 ft deep x 94 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	77 sqft
Deck Area	Deck Area
Patio Area	536 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	004567-4
Street Address	128 WHEELER DR
City	HURON
State	OH
Zip	44839-2697
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13 THUNDERBIRD HILLS SUBDIVISION 2
Legal Subdivision	THUNDERBIRD HILLS SUBDIVISION
Legal Lot Number	13
Jurisdiction	ERIE OH
Township / Civil Division	HURON
Census Block Group	4
Census Block	4057
Census Tract	40400

Owner

Source: Erie County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	128 WHEELER DR, HURON, OH 44839-2697
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · Line of Credit LOWER LLC
Sep 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Oct 5, 2021	Deed of Trust, Mortgage · Line of Credit LOWER LLC
Jan 9, 2024	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Jan 9, 2024	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit LOWER LLC
Nov 24, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage LOWER LLC
Jun 14, 2023	Intrafamily Transfer, Transfer · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jul 26, 2019	Warranty Deed, Transfer · Conventional with PMI BANKERS GUARANTEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2023 · Amount on Record
Deed Sale	Jun 14, 2023 · Amount on Record
Prior Sale	Jul 26, 2019 · Amount on Record
Deed Document Number	20234149
Last Transfer Date	Nov 24, 2025
Transfer Doc	0000009375
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Recording Date	Sep 21, 2026
Property Address	128 WHEELER DR, HURON, OH 44839-2697
Document Number	0000008130
Instrument Date	Sep 14, 2026
Instrument	20268130
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286

Mortgage

Document Number	0000008130,
Date	Sep 21, 2026
Instrument	20268130

Lender

Name	LOWER LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Recording Date	Sep 21, 2026
Property Address	128 WHEELER DR, HURON, OH 44839-2697
Document Number	0000008092
Instrument Date	Sep 14, 2026
Instrument	20268092
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	128 WHEELER DR, HURON, OH 44839-2697

Mortgage

Document Number	0000008092,
Date	Sep 21, 2026
Instrument	20268092

Lender

Name	LOWER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	128 WHEELER DR, HURON, OH 44839-2697
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011331
Date	Oct 5, 2021
Instrument	202111331

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	128 WHEELER DR, HURON, OH 44839-2697
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 WHEELER DR, HURON, OH 44839-2697

Mortgage

Document Number	0000000197
Date	Jan 9, 2024
Instrument	202400197

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	128 WHEELER DR, HURON, OH 44839-2697
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000198
Date	Jan 9, 2024
Instrument	202400198

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 25, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Index	5-Year CMT

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	128 WHEELER DR, HURON, OH 44839-2697
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009374
Date	Nov 24, 2025
Instrument	202509374

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 25, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ERIE OH
Recording Date	Nov 24, 2025
Property Address	128 WHEELER DR, HURON, OH 44839-2697
Document Number	0000009375
Map Reference	VOL 33 PG 66
Instrument Date	Nov 17, 2025
Instrument	202509375
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	128 WHEELER DR, HURON, OH 44839-2697

Mortgage

Document Number	0000009376
Date	Nov 24, 2025
Instrument	202509376

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ERIE OH
Recording Date	Jun 14, 2023
Property Address	128 WHEELER DR, HURON, OH 44839-2697
Document Number	0000004149
Map Reference	VOL 33 PG 66
Instrument Date	May 31, 2023
Instrument	202304149
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 WHEELER DR, HURON, OH 44839-2697

Mortgage

Document Number	0000004150
Date	Jun 14, 2023
Instrument	202304150

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	Jul 26, 2019
Property Address	128 WHEELER DR, HURON, OH 44839-2697
Document Number	0000006005
Instrument Date	Jul 24, 2019
Instrument	6005
Transaction Type	Transfer
Record Updated	Aug 16, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 WHEELER DR HURON OH 448392697, HURON, OH 44839-2697

Mortgage

Document Number	6006
Date	Jul 26, 2019
Instrument	6006

Lender

Name	BANKERS GUARANTEE
Type	Funding / Finance Company
Address	MEDINA, OH 44256

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2049

Tax Assessment & Valuation

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
County Subdivision	Huron Township
Municipality	Huron City
Unified School District	Huron City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,437.00 (-3.69%)	$114,677 (-) Land $20,937 Building $93,740
2024	$4,607.00 (+35.46%)	$114,677 (+52%) Land $20,937 Building $93,740	$327,650 (+52%) Land $59,820 Building $267,830
2023	$3,401.00 (+11.44%) Homeowner's exemption	$75,445 (+2.44%) Land $14,640 Building $60,805
2022	$3,052.00 Homeowner's exemption	$73,646 Land $14,640 Building $59,006
2021			$215,560 Land $41,830 Building $173,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	10 (1978–2021)
Most Recent Claim	May 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HURON CITY serves 6,893 people · EPA ID OH2201011
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Omni Fiber Fiber	10,000 / 10,000
Frontier Fiber	7,000 / 7,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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