128 Westview Ln, Oxbow (Horace), ND 58047 Property Records

Cass County property record for 128 Westview Ln, Oxbow, ND 58047

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,691 sqft · built 2020
Lot Size0.611 acres (26,642 sqft)
Owner2 Individual Names on File
Last Sale$898,900 (Oct 2024)
Tax Bill$5,105 (2025)
Deeds & MortgagesJul 2023 Second Mortgage
Aug 2020 Construction Loan
+ 3 more
Flood ZoneZone AE (high risk)
APN78-0030-00290-000

Property Details

APN / Parcel Number

Primary APN78-0030-00290-000

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths3 Half Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area2,691 sqft Living Area
Basement Area1,780 sqft
Finished Basement1,780 sqft
Unfinished Basement1,780 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialMetal
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area26,642 sqft (0.611 acres)
Garage TypeAttached
Garage Area1,000 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address128 WESTVIEW LN
CityOXBOW
StateND
Zip58047-7200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 7 BLOCK: 2 ADDITION: OXBOW 3RD ADDITION ADDITIONAL: LOT 7 BLK 2 OXBOW 3RD ADDN **12-23-14 ANNEXED TO OXBOW CITY FRM
Legal SubdivisionOXBOW 3RD ADDITION
Legal Block2
Legal Lot Number7
JurisdictionCASS ND
Township / Civil DivisionOXBOW
Census Block Group2
Census Block2063
Census Tract40600

Owner

128 Westview Ln is owned and occupied by two individuals who bought it in October 2024.

Source: Cass County records, as of April 13, 2026

Owner of Record2 Individual Names on File
Mailing Address128 WESTVIEW LN, HORACE, ND 58047-7200
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TOWN & COUNTRY CU
Aug 28, 2020Deed of Trust, Mortgage · Construction Mortgage
BLACKRIDGEBANK
Dec 23, 2020Warranty Deed, Transfer · VA Mortgage
GUARANTEED RATE INC
May 21, 2020Deed of Trust, Construction Loan · Construction Mortgage
BLACKRIDGEBANK
Apr 22, 2020Warranty Deed, Transfer
TITLE COMPANY LLC, TITLE CO LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2024 · Amount on File
Deed SaleOct 1, 2024 · Amount on File
Prior SaleDec 23, 2020 · Amount on File
Deed Document Number20241721116
Record UpdatedJun 8, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address128 WESTVIEW LN, OXBOW, ND 58047-7200
Transaction TypeMortgage
Record UpdatedJul 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3342 SHEYENNE ST, WEST FARGO, ND 58078-7790

Mortgage

Document Number0001693025
DateJul 12, 2023
Instrument1693025
Lender
NameTOWN & COUNTRY CU
TypeCredit Union
AddressWEST FARGO, ND 58078
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term73 Months
DueAug 1, 2029

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address128 WESTVIEW LN, OXBOW, ND 58047-7200
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001603285
DateAug 28, 2020
Instrument1603285
Lender
NameBLACKRIDGEBANK
TypeBank
AddressWEST FARGO, ND 58078
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term13 Months
DueSep 1, 2021

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS ND
Recording DateDec 23, 2020
Property Address128 WESTVIEW LN, OXBOW, ND 58047-7200
Document Number0001617252
Instrument DateDec 18, 2020
Instrument1617252
Transaction TypeTransfer
Record UpdatedAug 24, 2022
Title CompanyTHE TITLE CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address128 WESTVIEW LN, HORACE, ND 58047-7200

Mortgage

Document Number0001617253
DateDec 23, 2020
Instrument1617253
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

May 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionCASS ND
Recording DateMay 21, 2020
Property Address128 WESTVIEW LN, OXBOW, ND 58047-7200
Document Number0001591274
Instrument DateMay 20, 2020
Instrument1591274
Transaction TypeConstruction Loan
Record UpdatedJun 10, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1207 PRAIRIE PKWY WEST FARGO ND 580783145, WEST FARGO, ND 58078-3145

Mortgage

Document Number0001591274
DateMay 21, 2020
Instrument1591274
Lender
NameBLACKRIDGEBANK
TypeBank
AddressWEST FARGO, ND 58078
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueMay 20, 2021

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS ND
Recording DateApr 22, 2020
Property Address128 WESTVIEW LN, OXBOW, ND 58047-7200
Document Number0001588078
Instrument DateApr 15, 2020
Instrument1588078
Transaction TypeTransfer
Record UpdatedMay 14, 2020
Title CompanyTITLE COMPANY LLC, TITLE CO LLC

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 2251 FARGO ND 581082251, FARGO, ND 58108-2251

Tax Assessment & Valuation

The 2025 property tax bill for 128 Westview Ln was $5,105.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateNorth Dakota
CountyCass County
MunicipalityOxbow City
Unified School DistrictKindred Public School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,105.00$388,300 Land $46,300 Building $342,000$776,600 Land $92,600 Building $684,000
2023$6,184.00$340,500 Land $39,700 Building $300,800$681,000 Land $79,400 Building $601,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 128 Westview Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims195 (1978–2013)
Claims Outside the SFHA42 of 195
Most Recent ClaimMay 2013 · Flooding
Claims by Event
  • Flooding, May 2013 · 51 claims
  • Severe Storms And Flooding, Jun 2009 · 68 claims
  • Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 48 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Westview Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 84% of North Dakota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCASS RURAL WATER DISTRICT FARGO
private · serves 4,242 people · EPA ID ND0901483
Water SourcePurchased surface water from CITY OF FARGO
Last State InspectionOct 2024
Also Mapped HereCASS RURAL WATER DISTRICT-PHASE I, CASS RURAL WATER DISTRICT-PHASE II, CASS RURAL WATER DISTRICT-PHASE III
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 250
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Westview Ln

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