128 Westminster Dr, Athens, GA 30607 Property Records

Jackson County property record for 128 Westminster Dr, Athens, GA 30607

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,298 sqft · built 2017
Lot Size	4.15 acres (181,210 sqft)
Owner	2 Individual Names on Record
Last Sale	$44,900 (Apr 2017)
Tax Bill	$7,289 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2017 Mortgage + 4 more
Flood Zone	Zone A (high risk)
APN	`030C 047`

Property Details

APN / Parcel Number

Primary APN	`030C 047`
Alternative APN	`29872`

Interior

Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,298 sqft Heated Area
1st Floor Area	2,962 sqft
Basement Area	2,963 sqft
Finished Basement	858 sqft
Unfinished Basement	2,105 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Stone
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	181,210 sqft (4.15 acres)
Garage Type	Attached
Garage Area	1,012 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	288 sqft
Deck Area	104 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29872
Old Parcel Number	030C 047
Street Address	128 WESTMINSTER DR
City	ATHENS
State	GA
Zip	30607-3482
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 47 SADDLE SHOALS S/D
Legal Subdivision	SADDLE SHOALS S/D
Legal Lot Number	47
Jurisdiction	JACKSON GA
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1014
Census Tract	10602

Owner

Source: Jackson County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	128 WESTMINSTER DR, ATHENS, GA 30607-3482
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Commercial Mortgage TRUIST BANK
Nov 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK
Oct 29, 2020	Deed of Trust, Mortgage · Conventional with PMI AMERIS BK
Jan 11, 2018	Deed of Trust, Mortgage COMMERCIAL BK
Dec 4, 2017	Grant Deed, Transfer
Apr 18, 2017	Grant Deed, Transfer COMMERCIAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2017 · Amount on Record
Deed Sale	Apr 10, 2017 · Amount on Record
Deed Document Number	000076R640
Deed Book / Page	76R / 640
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	128 WESTMINSTER DR, ATHENS, GA 30607-3482
Transaction Type	Mortgage
Record Updated	Apr 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 WESTMINSTER DR, ATHENS, GA 30607-3482

Mortgage

Document Number	00094Y0000000312
Date	Mar 25, 2021
Book Page	000000094Y/0000000312

Lender

Name	TRUIST BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	128 WESTMINSTER DR, ATHENS, GA 30607-3482
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00079A0784
Date	Nov 29, 2017
Book Page	79A/784

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	128 WESTMINSTER DR, ATHENS, GA 30607-3482
Document Number	00093V0083
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	128 WESTMINSTER DR ATHENS GA 306073482, ATHENS, GA 30607-3482

Mortgage

Document Number	00093V0083
Date	Jan 27, 2021
Book Page	00093V/000083

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	128 WESTMINSTER DR, ATHENS, GA 30607-3482
Document Number	00079O0223
Book / Page	00079O / 000223
Instrument Date	Jan 11, 2018
Transaction Type	Mortgage
Record Updated	Feb 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 WESTMINSTER DR ATHENS GA 306073482, ATHENS, GA 30607-3482

Mortgage

Document Number	00079O0223
Date	Jan 26, 2018
Book Page	00079O/000223

Lender

Name	COMMERCIAL BK
Type	Bank
Address	CRAWFORD, GA 30630

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Jan 25, 2020

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Dec 4, 2017
Property Address	128 WESTMINSTER DR, ATHENS, GA 30607-3482
Document Number	00079B0664
Book / Page	00079B / 000664
Instrument Date	Nov 17, 2017
Transaction Type	Transfer
Record Updated	Dec 8, 2017

Transaction

Amount	Amount Recorded
Tax	$330.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	30 CHAIRING CROSS LN ATHENS GA 306073487, ATHENS, GA 30607-3487
Investor	Possibly a Property Investor

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Apr 18, 2017
Property Address	128 WESTMINSTER DR, ATHENS, GA 30607-3482
Document Number	00076R0640
Book / Page	00076R / 000640
Instrument Date	Apr 14, 2017
Transaction Type	Transfer
Record Updated	May 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$44.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	128 WESTMINSTER DR ATHENS GA 306073482, ATHENS, GA 30607-3482

Mortgage

Document Number	76R0651
Date	Apr 18, 2017
Book Page	00076R/000651

Lender

Name	COMMERCIAL BK
Type	Bank
Address	CRAWFORD, GA 30630

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Apr 17, 2018

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,289.00 (+1.36%) Homeowner's exemption	$287,960 (+0.93%) Land $19,040 Building $268,920	$719,900 (+0.93%) Land $47,600 Building $672,300
2024	$7,191.00 (+16.02%) Homeowner's exemption	$285,320 (+11.54%) Land $16,400 Building $268,920	$713,300 (+11.54%) Land $41,000 Building $672,300
2023	$6,198.00 (+9.1%) Homeowner's exemption	$255,800 (+28.83%) Land $16,400 Building $239,400	$639,500 (+28.83%) Land $41,000 Building $598,500
2022	$5,681.00 Homeowner's exemption	$198,560 Land $10,160 Building $188,400	$496,400 Land $25,400 Building $471,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON COUNTY WATER & SEWER AUTHORITY serves 33,601 people · EPA ID GA1570117
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Windstream Cable	1,000 / 25
Starlink Satellite	280 / 30
AT&T DSL	25 / 5

Cell Coverage

5G and 4G LTE (outdoors only)

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