128 West St, Schoolcraft, MI 49087 Property Records

Kalamazoo County property record for 128 West St, Schoolcraft, MI 49087

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 872 sqft · built 1945
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$158,000 (Jan 2023)
Tax Bill	$1,376 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-18-380-040`

Property Details

APN / Parcel Number

Primary APN	`14-18-380-040`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	872 sqft Living Area
1st Floor Area	872 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Ranch
Lot Area	15,682 sqft (0.36 acres)
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	128 WEST ST
City	SCHOOLCRAFT
State	MI
Zip	49087-7409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PH679-4304
Legal Description	S 1-50 2 VILLAGE OF SCHOOLCRAFT ORIGINAL PLAT LOT 125
Legal Subdivision	VILLAGE OF SCHOOLCRAFT
Legal Lot Number	125
Jurisdiction	KALAMAZOO MI
Township / Civil Division	SCHOOLCRAFT
Census Block Group	3
Census Block	3019
Census Tract	6102

Owner

128 West St is owned and occupied by an individual who bought it in January 2023.

Source: Kalamazoo County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	128 WEST ST, SCHOOLCRAFT, MI 49087-7409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Jan 9, 2023	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Nov 5, 2019	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2023 · Amount on File
Deed Sale	Jan 9, 2023 · Amount on File
Prior Sale	Nov 5, 2019 · Amount on File
Deed Document Number	2023745
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	128 WEST ST, SCHOOLCRAFT, MI 49087-7409
Transaction Type	Mortgage
Record Updated	Feb 28, 2023
Title Company	TITLE RESOURCE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023003440
Date	Feb 14, 2023
Instrument	2023-003440

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jan 9, 2023
Property Address	128 WEST ST, SCHOOLCRAFT, MI 49087-7409
Document Number	2023000745
Map Reference	LB A PG 58
Instrument Date	Jan 4, 2023
Instrument	2023-000745
Transaction Type	Transfer
Record Updated	Jan 20, 2023
Title Company	METRO ADVANTAGE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	56900 RUGGLES RD, THREE RIVERS, MI 49093-9713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 WEST ST, SCHOOLCRAFT, MI 49087-7409

Mortgage

Document Number	2023000746
Date	Jan 9, 2023
Instrument	2023-000746

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Nov 5, 2019
Property Address	128 WEST ST, SCHOOLCRAFT, MI 49087-7409
Document Number	2019033356
Map Reference	LB A PG 58
Instrument Date	Oct 25, 2019
Instrument	2019-033356
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$104.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11613 S 8TH ST, 11613, SCHOOLCRAFT, MI 49087-8461

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	128 WEST ST, SCHOOLCRAFT, MI 49087-7409

Mortgage

Document Number	2019033357
Date	Nov 5, 2019
Instrument	2019-033357

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 128 West St was $1,376 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Schoolcraft Township
Municipality	Schoolcraft Village
Unified School District	Schoolcraft Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,500	$127,000
2025	$1,376.00 Homeowner's exemption
2023		$46,000	$92,000
2019	$1,466.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 128 West St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 West St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGARLOAF MOBILE HOME PARK private · serves 142 people · EPA ID MI0040256
Water Source	Groundwater
Last State Inspection	Jul 2023
Also Mapped Here	SCHOOLCRAFT
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mercury Fiber Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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