128 Wellfleet Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 128 Wellfleet Cir, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,951 sqft · built 1988
Lot Size	0.198 acres (8,625 sqft)
Owner	2 Individual Names on File
Last Sale	$482,000 (Apr 2005)
Tax Bill	$7,361 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072-0750-044-0000`

Property Details

APN / Parcel Number

Primary APN	`072-0750-044-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,951 sqft Living Area
1st Floor Area	1,951 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,625 sqft (0.198 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	128 WELLFLEET CIR
City	FOLSOM
State	CA
Zip	95630-6540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-M (PD)
Legal Description	WILLOW CREEK ESTS SOUTH 03, LOT 125
Legal Subdivision	WILLOW CREEK ESTS SOUTH 03
Legal Lot Number	125
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1012
Census Tract	8510

Owner

128 Wellfleet Cir is owned and occupied by two individuals who acquired it in March 2018.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	128 WELLFLEET CIR, FOLSOM, CA 95630-6540
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT CU
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT CU
Feb 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Mar 23, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2005 · Amount on File
Deed Sale	Apr 8, 2005 · Amount on File
Prior Sale	Jun 26, 1998 · Amount on File
Deed Book / Page	20050408 / 1692
Last Transfer Date	Mar 16, 2018
Transfer Doc	3230000000300
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	128 WELLFLEET CIR, FOLSOM, CA 95630-6540
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 WELLFLEET CIR, FOLSOM, CA 95630-6540
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001441
Date	Mar 16, 2021
Instrument	202103161441

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	128 WELLFLEET CIR, FOLSOM, CA 95630-6540
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 WELLFLEET CIR, FOLSOM, CA 95630-6540

Mortgage

Document Number	3160000001441
Date	Mar 16, 2021
Book Page	20210316/1441

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	128 WELLFLEET CIR, FOLSOM, CA 95630-6540
Document Number	2002261071
Instrument Date	Feb 19, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	128 WELLFLEET CIR FOLSOM CA 956306540, FOLSOM, CA 95630-6540

Mortgage

Document Number	2002261071
Date	Feb 26, 2020
Instrument	2002261071

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2050

March 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 23, 2018
Property Address	128 WELLFLEET CIR, FOLSOM, CA 95630-6540
Document Number	1803230300
Instrument Date	Mar 16, 2018
Instrument	1803230300
Transaction Type	Mortgage
Record Updated	Apr 4, 2018
Title Company	TITLE365/RECORDING DEPT

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	128 WELLFLEET CIR FOLSOM CA 956306540, FOLSOM, CA 95630-6540

Mortgage

Document Number	1803230301
Date	Mar 23, 2018
Instrument	1803230301

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 128 Wellfleet Cir was $7,361 with a homeowner's exemption, up 2.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$685,282 (+2%) Land $199,041 Building $486,241
2025	$7,361.00 (+2.09%) Homeowner's exemption	$671,846 Land $195,139 Building $476,707
2024	$7,210.00 (+1.79%)
2023	$7,083.00 (+1.48%) Homeowner's exemption	$645,759 Land $187,562 Building $458,197
2022	$6,980.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 128 Wellfleet Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 128 Wellfleet Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Cal.net, Succeed.Net, Verizon.

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