128 Watkins Ave, Lawnside, NJ 08045 Property Records

Camden County and Lawnside Borough property record for 128 Watkins Ave, Lawnside, NJ 08045

Property Summary

Property TypeSingle Family Home
Details960 sqft · built 1964
Lot Size0.131 acres (5,702 sqft)
OwnerIndividual Name on File
Last Sale$184,000 (Feb 2023)
Tax Bill$4,642 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN21-01207-0000-00021

Property Details

APN / Parcel Number

Primary APN21-01207-0000-00021
Alternative APNs
  • 2100038000000009G
  • 210120700021

Interior

Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Exterior MaterialAluminum/Vinyl
Lot Area5,702 sqft (0.131 acres)
Lot Dimensions95 ft deep x 60 ft wide

Location & Zoning

Old Parcel Number2100038000000009G
Street Address128 WATKINS AVE
CityLAWNSIDE
StateNJ
Zip08045-1534
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1207
Legal Lot Number21
JurisdictionCAMDEN NJ
Township / Civil DivisionLAWNSIDE
Census Block Group1
Census Block1013
Census Tract606500

Owner

128 Watkins Ave is owned and occupied by an individual who bought it in February 2023.

Source: Camden County and Lawnside Borough records, as of July 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address128 WATKINS AVE, LAWNSIDE, NJ 08045-1534
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2023Deed, Transfer · FHA Mortgage
MERIDIAN BANK
Dec 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 9, 2023 · Amount on File
Deed SaleFeb 9, 2023 · Amount on File
Prior SaleJul 13, 2004 · Amount on File
Deed Document Number20239924
Deed Book / Page12284 / 1780
Record UpdatedOct 29, 2026

February 2023: Deed, Transfer

Document TypeDeed
JurisdictionCAMDEN NJ
Recording DateFeb 9, 2023
Property Address128 WATKINS AVE, LAWNSIDE, NJ 08045-1534
Document Number0000009924
Book / Page12284 / 1780
Instrument DateDec 19, 2022
Instrument2023009924
Transaction TypeTransfer
Record UpdatedMar 13, 2023
Title CompanyTRIDENT LAND TRANSFER CO LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$827.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address31 BIRCHWOOD WAY, GIBBSBORO, NJ 08026-1101

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 WATKINS AVE, LAWNSIDE, NJ 08045-1534

Mortgage

Document Number0122841786
DateFeb 9, 2023
Instrument12284/1786
Lender
NameMERIDIAN BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueJan 1, 2053

Mortgage

Document Number0000009926
DateFeb 9, 2023
Book Page12284/1801
Instrument2023009926
Lender
NameNEW JERSEY HOUSING & MORTGAGE FIN AGENCY
TypeGovernment Agency
AddressTRENTON, NJ 08650
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term58 Months
DueDec 22, 2027

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMDEN NJ
Property Address128 WATKINS AVE, LAWNSIDE, NJ 08045-1534
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000098406
DateDec 28, 2020
Book Page11581/1163
Instrument2020098406
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term96 Months
DueDec 1, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 128 Watkins Ave was $4,642, up 3.5% from the year before.

Source: Camden County and Lawnside Borough assessment roll, as of July 1, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCamden County
MunicipalityLawnside Borough
Unified School DistrictLawnside Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$95,200 (-) Land $34,700 Building $60,500$95,200 (-) Land $34,700 Building $60,500
2025$4,642.00 (+3.52%)$95,200 Land $34,700 Building $60,500$95,200 Land $34,700 Building $60,500
2024$4,484.00
2023$95,200 Land $34,800 Building $60,400$95,200 Land $34,800 Building $60,400
2022$4,179.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 Watkins Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Watkins Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - WESTERN
private · serves 274,291 people · EPA ID NJ0327001
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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