Bandera County property record for 128 Water Crest Dr, Pipe Creek, TX 78063
| Property Type | Single Family Home |
|---|---|
| Details | 1,333 sqft · built 1998 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $68,100 (Feb 2016) |
| Tax Bill | $1,027 (2025) |
| Deeds & Mortgages | Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15501-00010-0200 |
| Primary APN | 15501-00010-0200 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,333 sqft Living Area |
| 1st Floor Area | 1,333 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Porch | Patio |
|---|---|
| Porch Area | 310 sqft |
| Deck Area | 16 sqft |
| Patio Area | 16 sqft |
| Storage Building | 154 sqft |
| Cooling System | A/C Chilled Water |
|---|---|
| Heating System | Central |
| Account Number | 15501-00010-0200 |
|---|---|
| Street Address | 128 WATER CREST DR |
| City | PIPE CREEK |
| State | TX |
| Zip | 78063-6338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PEBBLE BEACH 1 BLK 10 LT 20-21 0.33 ACRES |
| Legal Subdivision | PEBBLE BEACH 1 |
| Legal Block | 10 |
| Legal Lot Number | 20,21 |
| Jurisdiction | BANDERA TX |
| Township / Civil Division | BANDERA |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 400 |
128 Water Crest Dr is owned and occupied by an individual who bought it in February 2016.
Source: Bandera County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 128 WATER CREST DR, PIPE CREEK, TX 78063-6338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 2016 · Amount on File |
| Deed Sale | Feb 18, 2016 · Amount on File |
| Deed Document Number | 2016212718 |
| Deed Book / Page | 1036 / 473 |
| Prior Transfer Date | Feb 6, 2016 |
| Prior Transfer Doc | 1036/473 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANDERA TX |
| Property Address | 128 WATER CREST DR, PIPE CREEK, TX 78063-6338 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 223092 |
|---|---|
| Date | Dec 18, 2017 |
| Book Page | 1098/400 |
| Instrument | 223092 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 128 Water Crest Dr was $1,027 with a homeowner's exemption, down 11.9% from the year before.
Source: Bandera County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Bandera County |
| Unified School District | Bandera Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,027.00 (-11.92%) Homeowner's exemption | $157,940 Land $52,360 Building $105,580 | $157,940 Land $52,360 Building $105,580 |
| 2024 | $1,166.00 (-53.58%) | ||
| 2023 | $2,512.00 | $164,490 Land $49,360 Building $115,130 | $164,490 Land $49,360 Building $115,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 128 Water Crest Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 128 Water Crest Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BANDERA COUNTY FWSD 1 serves 1,092 people · EPA ID TX0100011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BEC Fiber Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: VTX Communications.
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