128 Walnut St, Midway, KY 40347 Property Records

Woodford County property record for 128 Walnut St, Midway, KY 40347

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,092 sqft
OwnerIndividual Name on Record
Last Sale$60,000 (Mar 2021)
Tax Bill$1,666 (2025)
Deeds & MortgagesJan 2023 Mortgage
Sep 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN38-6005-005-00

Property Details

APN / Parcel Number

Primary APN38-6005-005-00
Alternative APN
  • 33620

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,092 sqft Living Area

Exterior

Exterior MaterialBrick Veneer
Foundation TypeBlock
PorchPorch
Porch Area84 sqft

Location & Zoning

Account Number33620
Street Address128 WALNUT ST
CityMIDWAY
StateKY
Zip40347-5008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 STORY
JurisdictionWOODFORD KY
Township / Civil DivisionMIDWAY
Census Block Group3
Census Block3010
Census Tract50400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Midway Historic District
listed 1978 · 177 contributing resources · NRIS 78001415

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Woodford County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 3561, MIDWAY, KY 40347-3561
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2023Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Sep 16, 2022Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Mar 22, 2021Special Warranty Deed, Transfer · FHA Mortgage
REPUBLIC BANK & TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 22, 2021 · Amount on Record
Deed SaleMar 22, 2021 · Amount on Record
Deed Document Number96918
Deed Book / PageD325 / 350
Record UpdatedJun 8, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODFORD KY
Property Address128 WALNUT ST, MIDWAY, KY 40347-5008
Transaction TypeMortgage
Record UpdatedNov 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M962/428
DateJan 30, 2023
Book PageM962/428
Instrument170287
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODFORD KY
Property Address128 WALNUT ST, MIDWAY, KY 40347-5008
Transaction TypeMortgage
Record UpdatedNov 23, 2023
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M955/673
DateSep 16, 2022
Book PageM955/673
Instrument155405
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term352 Months
DueJan 1, 2052

March 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionWOODFORD KY
Recording DateMar 22, 2021
Property Address128 WALNUT ST, MIDWAY, KY 40347-5008
Document Number00D325/350
Book / PageD325 / 350
Instrument DateMar 12, 2021
Instrument96918
Transaction TypeTransfer
Record UpdatedNov 23, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$60.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1741 HAWTHORNE LN, LEXINGTON, KY 40505-1436

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 WALNUT ST, MIDWAY, KY 40347-5008
InvestorPossibly a Property Investor

Mortgage

Document Number0000096919
DateMar 22, 2021
Instrument96919
Lender
NameREPUBLIC BANK & TRUST CO
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Woodford County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyWoodford County
MunicipalityMidway City
Unified School DistrictWoodford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,666.00 (+384.3%) Homeowner's exemption$230,000 (+206.67%)$230,000 (+206.67%)
2023$344.00 Homeowner's exemption$75,000$75,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims1 (2026)
Most Recent ClaimJun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDWAY MUNICIPAL WATER WORKS
serves 2,174 people · EPA ID KY1200283
Water SourcePurchased surface water from FRANKFORT PLANT BOARD
Last State InspectionMay 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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