Forrest County property record for 128 W Cherry Dr, Petal, MS 39465
| Property Type | Single Family Home |
|---|---|
| Details | 1,442 sqft · built 1950 |
| Lot Size | 0.274 acres (11,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $133,879 (Jul 2026) |
| Tax Bill | $1,256 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 3-022N-35-282.00 |
| Primary APN | 3-022N-35-282.00 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,442 sqft Living Area |
|---|---|
| 1st Floor Area | 1,442 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Asbestos |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,920 sqft (0.274 acres) |
| Utility Building | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 29848 |
|---|---|
| Street Address | 128 W CHERRY DR |
| City | PETAL |
| State | MS |
| Zip | 39465-2316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 BLK 1 M L BRUCE S/D 436/290 4/77 612/87 1/89 716/ 188 8/94 716/190 8/94 OPAL DEC |
| Legal Range | 13W |
| Legal Township | 05N |
| Legal Section | 35 |
| Legal Subdivision | BRUCE M L SUB |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | FORREST MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 10300 |
Source: Forrest County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 120 W CHERRY DR, PETAL, MS 39465-2316 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2026 | Warranty Deed, Transfer · FHA Mortgage TRUSTMARK NATIONAL BANK |
| Oct 14, 2020 | Deed of Trust, Mortgage REGIONS BANK |
| Jun 19, 2017 | Deed of Trust, Mortgage BANCORPSOUTH BANK |
| Oct 14, 2020 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2026 · Amount on Record |
| Deed Sale | Jul 21, 2026 · Amount on Record |
| Prior Sale | Oct 14, 2020 · Amount on Record |
| Deed Document Number | 2026892239 |
| Deed Book / Page | 1505 / 358 |
| Transfer Doc | 1116/392 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FORREST MS |
| Recording Date | Jul 21, 2026 |
| Property Address | 128 W CHERRY DR, PETAL, MS 39465-2316 |
| Document Number | 0000892239 |
| Book / Page | 1505 / 358 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 2026892239 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | MAGNOLIA TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 W CHERRY DR, PETAL, MS 39465-2316 |
| Document Number | 0000892240, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 2026892240 |
| Name | TRUSTMARK NATIONAL BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 0000892241, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 2646/458 |
| Instrument | 2026892241 |
| Name | MISSISSIPPI HOME CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORREST MS |
| Property Address | 128 W CHERRY DR, PETAL, MS 39465-2316 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0002314/72 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 2314/72 |
| Instrument | 811913 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORREST MS |
| Property Address | 128 W CHERRY DR, PETAL, MS 39465-2316 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2127/619 |
|---|---|
| Date | Jun 19, 2017 |
| Book Page | 2127/619 |
| Instrument | 763051 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FORREST MS |
| Recording Date | Oct 14, 2020 |
| Property Address | 128 W CHERRY DR, PETAL, MS 39465-2316 |
| Document Number | 1350/203 |
| Book / Page | 1350 / 203 |
| Instrument Date | Oct 9, 2020 |
| Instrument | 811912 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 382 MEMORIAL CHURCH RD, 382, RICHTON, MS 39476-8833 |
| Name | Verified Name |
|---|---|
| Address | 2276 M L K JR RD, NATCHEZ, MS 39120-8325 |
Source: Forrest County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Forrest County |
| Municipality | Petal City |
| Unified School District | Petal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,256.00 (+24.6%) | $7,115 (-82.24%) | $47,430 (+18.4%) Land $8,590 Building $38,840 |
| 2023 | $1,008.00 | $40,060 (+566.56%) | $40,060 (-) Land $8,590 Building $31,470 |
| 2022 | $6,010 | $40,060 Land $8,590 Building $31,470 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 46 policies |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 273 (1978–2022) |
| Claims Outside the SFHA | 19 of 273 |
| Most Recent Claim | Apr 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETAL serves 9,509 people · EPA ID MS0180011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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