128 W 5th St, Spring Valley, IL 61362 Property Records

Bureau County property record for 128 W 5th St, Spring Valley, IL 61362

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1910
Lot Size0.149 acres (6,500 sqft)
OwnerIndividual Name on File
Last Sale$78,000 (Jul 2009)
Tax Bill$2,384 (2025)
Deeds & MortgagesSep 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN18-34-233-009

Property Details

APN / Parcel Number

Primary APN18-34-233-009
Alternative APN
  • 2261

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Lot Area6,500 sqft (0.149 acres)
Lot Dimensions130 ft deep x 50 ft wide

Location & Zoning

Account Number1834233009
Street Address128 W 5TH ST
CitySPRING VALLEY
StateIL
Zip61362-1423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING VALLEY-OBIERNES 3RD ADD. L 9 BLK 128 (50X130) B 1420 P 371 D 09-4355
Legal Range11
Legal Township16
Legal Section34
Legal SubdivisionOBIERNES 3RD ADD
Legal Block128
JurisdictionBUREAU IL
Township / Civil DivisionHALL
Census Block Group3
Census Block3066
Census Tract965100

Owner

128 W 5th St is owned and occupied by an individual who bought it in July 2009.

Source: Bureau County records, as of October 7, 2026

Owner of RecordIndividual Name on File
Mailing Address128 W 5TH ST, SPRING VALLEY, IL 61362-1423
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2009 · Amount on File
Deed SaleJul 29, 2009 · Amount on File
Deed Document Number2009_04355
Deed Book / Page1420 / 371
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUREAU IL
Recording DateSep 21, 2026
Property Address128 W 5TH ST, SPRING VALLEY, IL 61362-1423
Document Number0000003454
Instrument DateSep 9, 2026
Instrument20263454
Transaction TypeMortgage
Record UpdatedOct 7, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 W 5TH ST, SPRING VALLEY, IL 61362-1423

Mortgage

Document Number0000003454,
DateSep 21, 2026
Instrument20263454
Lender
NameFINANCIAL PLUS CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueSep 9, 2046
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 128 W 5th St was $2,384 with a homeowner's exemption.

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyBureau County
County SubdivisionHall Township
MunicipalitySpring Valley City
Secondary School DistrictHall High School District 502 (09 - 12)
Elementary School DistrictSpring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,384.00$29,684 Land $3,539 Building $26,145$89,052 Land $10,617 Building $78,435
2023$25,640 Land $3,057 Building $22,583$76,920 Land $9,171 Building $67,749
2022$2,048.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 128 W 5th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1982–2013)
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 128 W 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRING VALLEY
serves 5,582 people · EPA ID IL0111000
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
AT&T
Fixed Wireless
100 / 20

May also be available: digiMax, Geneseo Communications Services, IVNet, Nextlink.

Nearby Properties on W 5th St

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