128 W 3rd St, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 128 W 3rd St, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,104 sqft · built 1988
Lot Size	0.344 acres (15,002 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Jan 2008)
Tax Bill	$6,301 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-00110-0000-00042`

Property Details

APN / Parcel Number

Primary APN	`21-00110-0000-00042`
Alternative APNs	`210011000042` `046890`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft
Basement Area	1,104 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	200 ft deep x 75 ft wide

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	046890
Street Address	128 W 3RD ST
City	HOWELL
State	NJ
Zip	07731-8511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Block	110
Legal Lot Number	42
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	2
Census Block	2019
Census Tract	811301

Owner

128 W 3rd St is owned and occupied by an individual who bought it in January 2008.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	128 W 3RD ST, HOWELL, NJ 07731-8511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST ATLANTIC FCU
Dec 17, 2016	Deed of Trust, Mortgage · Conventional Mortgage UNITED TELETECH FIN'L FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2008 · Amount on File
Deed Sale	Jan 2, 2008 · Amount on File
Prior Sale	Nov 27, 2007 · Amount on File
Deed Document Number	2008215
Deed Book / Page	8695 / 6177
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	128 W 3RD ST, HOWELL, NJ 07731-8511
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 W 3RD ST, HOWELL, NJ 07731-8511

Mortgage

Document Number	0097803591
Date	Feb 18, 2026
Book Page	9780/3591
Instrument	2026014276

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Feb 15, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	128 W 3RD ST, HOWELL, NJ 07731-8511
Document Number	0000015089
Instrument Date	Feb 2, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019
Title Company	ISGN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 W 3RD ST HOWELL NJ 077318511, HOWELL, NJ 07731-8511

Mortgage

Document Number	0000015089
Date	Feb 15, 2019
Book Page	009335/008134
Instrument	15089

Lender

Name	FIRST ATLANTIC FCU
Type	Credit Union
Address	EATONTOWN, NJ 07724

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2049

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	128 W 3RD ST, HOWELL, NJ 07731-8511
Document Number	0000010305
Book / Page	009210 / 002470
Instrument Date	Dec 17, 2016
Transaction Type	Mortgage
Record Updated	Mar 7, 2017
Title Company	VALUAMERICA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 W 3RD ST HOWELL NJ 077318511, HOWELL, NJ 07731-8511

Mortgage

Document Number	0000010305
Date	Jan 26, 2017
Book Page	009210/002470
Instrument	10305

Lender

Name	UNITED TELETECH FIN'L FCU
Type	Credit Union
Address	TINTON FALLS, NJ 07724

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 25, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 128 W 3rd St was $6,301, up 2.3% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,300 (+12.62%) Land $267,200 Building $146,100	$413,300 (+12.62%) Land $267,200 Building $146,100
2025	$6,301.00 (+2.27%)	$367,000 Land $222,200 Building $144,800	$367,000 Land $222,200 Building $144,800
2024	$6,161.00
2023		$302,200 Land $157,200 Building $145,000	$302,200 Land $157,200 Building $145,000
2022	$5,668.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 W 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 W 3rd St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 57% of New Jersey
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: T-Mobile.

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