128 Villacrest Dr, Crestview, FL 32536 Property Records

Okaloosa County property record for 128 Villacrest Dr, Crestview, FL 32536

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,596 sqft · built 1992
Lot Size0.278 acres (12,122 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Aug 2023)
Tax Bill$2,893 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Feb 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-000-597-4055-5

Property Details

APN / Parcel Number

Primary APNC56-000-597-4055-5
Alternative APN
  • 31-3N-23-2809-0000-0030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,596 sqft Heated Area
Gross Area1,845 sqft
1st Floor Area1,260 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialWood
Lot Area12,122 sqft (0.278 acres)
PorchOpen Porch
Porch Area165 sqft
Patio Area135 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address128 VILLACREST DR
CityCRESTVIEW
StateFL
Zip32536-9284
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTHVIEW EST LOT 3
Legal Range23
Legal Township03N
Legal Section31
Legal SubdivisionNORTHVIEW ESTATES
Legal Lot Number3
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group1
Census Block1009
Census Tract20602

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address128 VILLACREST DR, CRESTVIEW, FL 32536-9284
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2023Warranty Deed, Transfer · VA Mortgage
GUARANTEED RATE INC
Feb 26, 2019Deed of Trust, Mortgage · FHA Mortgage
DITECH FINANCIAL LLC
Apr 24, 2020Deed of Trust, Mortgage · Conventional with PMI
LOANLEADERS/AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2023 · Amount on Record
Deed SaleAug 31, 2023 · Amount on Record
Prior SaleApr 4, 2014 · Amount on Record
Deed Document Number3644783
Deed Book / Page3690 / 584
Record UpdatedJun 8, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 31, 2023
Property Address128 VILLACREST DR, CRESTVIEW, FL 32536-9284
Document Number0036900584
Book / Page3690 / 584
Map ReferenceMB 12 PG 28&29
Instrument DateAug 23, 2023
Instrument3644783
Transaction TypeTransfer
Record UpdatedSep 26, 2023
Title CompanyKNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address128 VILLACREST DR, CRESTVIEW, FL 32536-9284

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 VILLACREST DR, CRESTVIEW, FL 32536-9284

Mortgage

Document Number0003690586
DateAug 31, 2023
Instrument3690/586
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address128 VILLACREST DR, CRESTVIEW, FL 32536-9284
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033862890
DateFeb 26, 2019
Book Page3386/2890
Instrument3261028
Lender
NameDITECH FINANCIAL LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2049

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address128 VILLACREST DR, CRESTVIEW, FL 32536-9284
Document Number0034590830
Instrument DateApr 24, 2020
Transaction TypeMortgage
Record UpdatedJun 23, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 VILLACREST DR CRESTVIEW FL 325369284, CRESTVIEW, FL 32536-9284

Mortgage

Document Number0034590830
DateApr 29, 2020
Book Page003459/000830
Instrument3354953
Lender
NameLOANLEADERS/AMERICA
TypeFunding / Finance Company
AddressIRVINE, CA 92614
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 28, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,893.00 (+169.87%)$182,249 (+61.48%) Land $40,606 Building $141,643$182,249 (-1.64%) Land $40,606 Building $141,643
2023$1,072.00 (-2.63%) Homeowner's exemption Widower's exemption$112,861 (+3%)$185,283 (+14.43%) Land $34,500 Building $150,783
2022$1,101.00 Homeowner's exemption Widower's exemption$109,574$161,922 Land $28,719 Building $133,203

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRESTVIEW, CITY OF WATER DEPT.
serves 34,789 people · EPA ID FL1460182
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20

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