128 Utopia Dr, Cullowhee, NC 28723 Property Records

Jackson County property record for 128 Utopia Dr, Cullowhee, NC 28723 · Last verified August 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1971
Square Footage1,890 sqft Heated Area
Lot Size27,007 sqft (0.619 acres)
OccupancyOwner Occupied
Last Sale$142,000 (2020)
Tax Bill$533.00 (2023)

Property Details

APN / Parcel Number

Primary APN7558-01-7679
Alternative APN
  • 31421

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,890 sqft Heated Area
Gross Area2,268 sqft Gross Area
1st Floor756 sqft 1st Floor
Upper Floors756 sqft Upper Floors
Basement Area756 sqft Basement
Stories2 Stories
Interior StructurePlywood Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1971
Exterior MaterialWood Exterior
Roof ConstructionGambrel Roof Construction
Roof MaterialAsphalt Roof
Lot Area27,007 sqft (0.619 acres)
Deck Area135 sqft Deck
Patio Area270 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number31421
Street Address128 UTOPIA DR
CityCULLOWHEE
StateNC
Zip28723-8502
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionOFF CULLOWHEE MTN RD
Legal Township09
JurisdictionJACKSON NC
Minor Civil DivisionCULLOWHEE
Census Blockgroup5
Census Block5039
Census Tract950600

Owner

Source: Jackson County records · APN 7558-01-7679

Assessment roll updated January 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address128 UTOPIA DR, CULLOWHEE, NC 28723-8502
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Jan 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPS CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 16, 2020 · Amount on Record
Deed SaleSep 16, 2020 · Amount on Record
Deed Doc Number0022761713
Deed Book / Page2276 / 1713
Record RefreshedJun 07, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON NC
Recording DateSep 16, 2020
Property Address128 UTOPIA DR, CULLOWHEE, NC 28723-8502
Document Number0022761713
Book / Page002276 / 001713
Instrument DateSep 15, 2020
Transaction TypeTransfer
Record UpdatedOct 23, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$284.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 UTOPIA DR CULLOWHEE NC 287238502, CULLOWHEE, NC 28723-8502

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Property Address128 UTOPIA DR, CULLOWHEE, NC 28723-8502
Document Number0022310162
Instrument DateJan 17, 2019
Transaction TypeMortgage
Record UpdatedFeb 14, 2019
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 UTOPIA DR CULLOWHEE NC 287238502, CULLOWHEE, NC 28723-8502

Mortgage

Document Number0022310162
DateFeb 01, 2019
Book Page002231/000162
Lender
NameSTATE EMPS CU
AddressRALEIGH, NC 27611-5279
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJan 31, 2029

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated January 1, 2023 · Last verified August 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2023$533.00$140,320 Land $33,100 Building $107,220

Flood & Wildfire

128 Utopia Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Jackson County (37099C), updated January 16, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
49th percentile of exposed land nationally · 70th in North Carolina
Wildfire LikelihoodModerate — about 1 in 917 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Utopia Dr

Nearby Streets

Search Property Records by Address or Parcel Number