128 Universal Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 128 Universal Dr, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,841 sqft · built 1983
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Dec 2025)
Tax Bill	$3,672 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`427845C262`

Property Details

APN / Parcel Number

Primary APN	`427845C262`
Alternative APN	`3-0153-5585-00-0257.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,841 sqft Living Area
Gross Area	2,766 sqft
1st Floor Area	1,355 sqft
Basement Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	511 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	Deck Area
Patio Area	715 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	427845C262
Street Address	128 UNIVERSAL DR
City	SAINT PETERS
State	MO
Zip	63376-4418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	CRESCENT HILLS #3 LOT 257
Legal Subdivision	CRESCENT HILLS #3
Legal Lot Number	257
Jurisdiction	ST CHARLES MO
Township / Civil Division	SPENCER CREEK
Census Block Group	1
Census Block	1003
Census Tract	311294

Owner

Source: St. Charles County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	128 UNIVERSAL DR, SAINT PETERS, MO 63376-4418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Warranty Deed, Transfer · FHA Mortgage FIRST STATE BANK OF ST CHARLES MO
Jan 2, 2024	Affidavit of Death of Joint Tenant, Transfer
Jan 2, 2024	Intrafamily Transfer, Transfer
Jan 2, 2024	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2025 · Amount on Record
Deed Sale	Dec 15, 2025 · Amount on Record
Prior Sale	Sep 3, 2010 · Amount on Record
Deed Document Number	202556000
Prior Transfer Date	Dec 28, 2023
Prior Transfer Doc	0000000188
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 15, 2025
Property Address	128 UNIVERSAL DR, SAINT PETERS, MO 63376-4418
Document Number	0000056000
Map Reference	MB 22 PG 124
Instrument Date	Dec 9, 2025
Instrument	2025R-056000
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51 CHAMPION CIR, TROY, MO 63379-6919

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	128 UNIVERSAL DR, SAINT PETERS, MO 63376-4418

Mortgage

Document Number	0000056001
Date	Dec 15, 2025
Instrument	2025R-056001

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

January 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	Jan 2, 2024
Property Address	128 UNIVERSAL DR, SAINT PETERS, MO 63376-4418
Document Number	0000000186
Map Reference	MB 22 PG 124
Instrument Date	Dec 28, 2023
Instrument	2024R-000186
Transaction Type	Transfer
Record Updated	Jan 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 UNIVERSAL DR, SAINT PETERS, MO 63376-4418

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jan 2, 2024
Property Address	128 UNIVERSAL DR, SAINT PETERS, MO 63376-4418
Document Number	0000000187
Map Reference	MB 22 PG 124
Instrument Date	Dec 28, 2023
Instrument	2024R-000187
Transaction Type	Transfer
Record Updated	Jan 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 UNIVERSAL DR, SAINT PETERS, MO 63376-4418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 UNIVERSAL DR, SAINT PETERS, MO 63376-4418

January 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 2, 2024
Property Address	128 UNIVERSAL DR, SAINT PETERS, MO 63376-4418
Document Number	0000000188
Map Reference	MB 22 PG 124
Instrument Date	Dec 28, 2023
Instrument	2024R-000188
Transaction Type	Transfer
Record Updated	Jan 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 UNIVERSAL DR, SAINT PETERS, MO 63376-4418

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	128 UNIVERSAL DR, SAINT PETERS, MO 63376-4418

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Peters City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,953 (-)	$283,964 (-) Land $45,000 Building $238,964
2025	$3,672.00 (+4.94%)	$53,953 (+7.82%)	$283,964 (+7.82%) Land $45,000 Building $238,964
2024	$3,499.00
2023		$50,041
2022			$263,375 Land $45,000 Building $218,375

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1996–2022)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms, Flooding, And A Tornado, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PETERS PWS serves 52,575 people · EPA ID MO6010719
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Gateway Fiber, Verizon.

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