128 Townsend St, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 128 Townsend St, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,440 sqft · built 1957
Lot Size	1.48 acres (64,469 sqft)
Owner	2 Trust Names on Record
Last Sale	$145,000 (Sep 1991)
Tax Bill	$7,087 (2026)
Deeds & Mortgages	Aug 2021 Transfer May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0033 B:0034 L:00000`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0033 B:0034 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	3,590 sqft
Basement Area	1,188 sqft
Unfinished Basement	1,188 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	64,469 sqft (1.48 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	128 TOWNSEND ST
City	PEPPERELL
State	MA
Zip	01463-1283
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Block	34
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	1
Census Block	1020
Census Tract	327103

Owner

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	128 TOWNSEND ST, PEPPERELL, MA 01463-1283
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Quit Claim Deed, Transfer Quitclaim
May 7, 2021	Deed of Trust, Mortgage · Balloon Mortgage MAIN STREET BANK (MA)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 1991 · Amount on Record
Deed Sale	Sep 4, 1991 · Amount on Record
Prior Sale	Jul 8, 1988 · Amount on Record
Last Transfer Date	Aug 2, 2021
Transfer Doc	78404-558
Record Updated	Oct 29, 2026

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Aug 4, 2021
Property Address	128 TOWNSEND ST, PEPPERELL, MA 01463-1283
Document Number	78404-558
Book / Page	78404 / 558
Instrument Date	Aug 2, 2021
Instrument	175390
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 TOWNSEND ST, PEPPERELL, MA 01463-1283

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	128 TOWNSEND ST, PEPPERELL, MA 01463-1283
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	77713-511
Date	May 7, 2021
Book Page	77713/511
Instrument	104202

Lender

Name	MAIN STREET BANK (MA)

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

Tax Assessment & Valuation

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,087.00 (+2.65%)	$514,300 (+8.98%) Land $199,700 Building $314,600	$478,610 (-)
2025	$6,904.00 (+5.32%)	$471,900 (+3.31%) Land $184,600 Building $287,300	$478,610 (+8.95%)
2024	$6,555.00 (+2.5%)	$456,800 (+8.14%) Land $169,500 Building $287,300	$439,280
2023	$6,395.00	$422,400 Land $143,100 Building $279,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1985–2010)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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