128 Thistle Way, Georgetown, KY 40324 Property Records

Scott County property record for 128 Thistle Way, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,674 sqft · built 1999
Lot Size	5.31 acres (231,696 sqft)
Owner	2 Individual Names on File
Last Sale	$318,000 (Oct 2018)
Tax Bill	$3,259 (2025)
Deeds & Mortgages	May 2022 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`243-00-021.000`

Property Details

APN / Parcel Number

Primary APN	`243-00-021.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,674 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	1,674 sqft
Finished Basement	1,674 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	231,696 sqft (5.31 acres)
Garage Type	Basement
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	128 THISTLE WAY
City	GEORGETOWN
State	KY
Zip	40324-9747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISTLER ESTATES
Legal Subdivision	WHISTLER ESTATES
Legal Lot Number	8
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1004
Census Tract	40302

Owner

128 Thistle Way is owned and occupied by two individuals who bought it in October 2018.

Source: Scott County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	128 THISTLE WAY, GEORGETOWN, KY 40324-9747
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 11, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2018 · Amount on File
Deed Sale	Oct 11, 2018 · Amount on File
Deed Document Number	2018392847
Deed Book / Page	400 / 853
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	128 THISTLE WAY, GEORGETOWN, KY 40324-9747
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1688/363
Date	May 10, 2022
Book Page	M1688/363
Instrument	454270

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	325 Months
Due	Jun 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	Oct 11, 2018
Property Address	128 THISTLE WAY, GEORGETOWN, KY 40324-9747
Document Number	00D400/853
Book / Page	D400 / 853
Map Reference	PL1953
Instrument Date	Oct 5, 2018
Instrument	392847
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$318.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 824, GEORGETOWN, KY 40324-0824

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	128 THISTLE WAY, GEORGETOWN, KY 40324-9747

Mortgage

Document Number	0000392848
Date	Oct 11, 2018
Instrument	392848

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 128 Thistle Way was $3,259 with exemptions applied.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$415,100 (-)	$415,100 (-)
2025	$3,259.00 Disabled Person's exemption	$415,100	$415,100
2023	$2,678.00 Disabled Person's exemption	$341,800 Land $85,000 Building $256,800	$341,800 Land $85,000 Building $256,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 Thistle Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1997–2018)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Sep 2018 · river or lake flooding
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Thistle Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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