128 Terrapin, Irvine, CA 92618 Property Records

Orange County property record for 128 Terrapin, Irvine, CA 92618

Property Summary

Property Type	Condominium
Details	4 bd · 4 ba · 2,302 sqft · built 2018
Owner	2 Individual Names on Record
Last Sale	$787,500 (Jan 2019)
Tax Bill	$16,003 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`939-228-27`

Property Details

APN / Parcel Number

Primary APN	`939-228-27`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Building Area	2,302 sqft Living Area

Exterior

Year Built	Built 2018
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	128 TERRAPIN
City	IRVINE
State	CA
Zip	92618-0854
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 17900 BLK LOT 3 UN 43 LOT 3 OF TRACT 17900 OF CONDO PROJECT 939-22
Legal Tract	17900
Legal Lot Number	3
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3002
Census Tract	52439

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	128 TERRAPIN, IRVINE, CA 92618-0854
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Deed of Trust, Mortgage · Line of Credit STANFORD FCU
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONY GLO INC
Feb 28, 2019	Quit Claim Deed, Transfer LAWYERS TITLE
Jan 23, 2019	Grant Deed, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2019 · Amount on Record
Deed Sale	Jan 23, 2019 · Amount on Record
Prior Sale	Jan 23, 2019 · Amount on Record
Deed Document Number	0000022183
Last Transfer Date	Feb 28, 2019
Transfer Doc	0000062659
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	128 TERRAPIN, IRVINE, CA 92618-0854
Transaction Type	Mortgage
Record Updated	Feb 27, 2024
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 TERRAPIN, IRVINE, CA 92618-0854

Mortgage

Document Number	0000031049
Date	Feb 13, 2024
Instrument	2024000031049

Lender

Name	STANFORD FCU
Type	Credit Union
Address	PALO ALTO, CA 94303

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 15, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	128 TERRAPIN, IRVINE, CA 92618-0854
Transaction Type	Mortgage
Record Updated	Oct 8, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 TERRAPIN, IRVINE, CA 92618-0854

Mortgage

Document Number	0000602866
Date	Sep 29, 2021
Instrument	2021000602866

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	128 TERRAPIN, IRVINE, CA 92618-0854
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 TERRAPLN, IRVINE, CA 92618-0854

Mortgage

Document Number	0000446507
Date	Aug 28, 2020
Instrument	2020000446507

Lender

Name	ONY GLO INC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 28, 2019
Property Address	128 TERRAPIN, IRVINE, CA 92618-0854
Document Number	0000062659
Instrument Date	Feb 20, 2019
Instrument	62659
Transaction Type	Transfer
Record Updated	Mar 8, 2019
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	128 TERRAPIN IRVINE CA 926180854, IRVINE, CA 92618-0854

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 23, 2019
Property Address	128 TERRAPIN, IRVINE, CA 92618-0854
Document Number	0000022183
Map Reference	MB 947 PG 16-27
Instrument Date	Dec 27, 2018
Instrument	2019000022183
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	LAWYERS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	128 TERRAPIN, IRVINE, CA 92618-0854

Mortgage

Document Number	0000022184
Date	Jan 23, 2019
Instrument	2019000022184

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	9.25%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$16,003.00 (+4.26%) Homeowner's exemption	$878,469 (+4.04%) Land $398,869 Building $479,600
2023	$15,349.00 (+2.01%) Homeowner's exemption	$844,358 Land $383,380 Building $460,978
2022	$15,047.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, Google Fiber, T-Mobile.

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