128 Summit Dr, Gilberts, IL 60136 Property Records

Kane County property record for 128 Summit Dr, Gilberts, IL 60136

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,871 sqft · built 2002
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Sep 2015)
Tax Bill	$10,247 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-36-102-004`

Property Details

APN / Parcel Number

Primary APN	`02-36-102-004`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,871 sqft Living Area
Gross Area	5,185 sqft
Basement Area	1,005 sqft
Finished Basement	1,005 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	439 sqft
Parking Spaces	2 Parking Spaces
Deck Area	28 sqft
Patio Area	875 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	128 SUMMIT DR
City	GILBERTS
State	IL
Zip	60136-4037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBER TRAILS UNIT 3 LOT 289
Legal Subdivision	TIMBER TRAILS
Legal Block	1
Legal Lot Number	289
Legal Unit	3
Jurisdiction	KANE IL
Township / Civil Division	RUTLAND
Census Block Group	1
Census Block	1008
Census Tract	850708

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	128 SUMMIT DR, GILBERTS, IL 60136-4037
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2015 · Amount on Record
Deed Sale	Sep 8, 2015 · Amount on Record
Prior Sale	Sep 4, 2002 · Amount on Record
Deed Document Number	201548969
Prior Transfer Date	Jul 31, 2003
Prior Transfer Doc	0000171177
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	128 SUMMIT DR, GILBERTS, IL 60136-4037
Transaction Type	Mortgage
Record Updated	Jul 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 SUMMIT DR, GILBERTS, IL 60136-4037

Mortgage

Document Number	0000033197
Date	Jun 27, 2022
Instrument	2022K033197

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	128 SUMMIT DR, GILBERTS, IL 60136-4037
Transaction Type	Mortgage
Record Updated	May 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034929
Date	May 4, 2021
Instrument	2021K034929

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Rutland Township
Municipality	Gilberts Village
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,247.00 (+10.68%) Homeowner's exemption
2024		$135,463 (+19.94%) Land $32,544 Building $102,919	$406,552 (+19.98%) Land $97,671 Building $308,881
2022	$9,258.00 (+2.92%) Homeowner's exemption	$112,946 (+6.32%) Land $27,134 Building $85,812	$338,838 (+6.32%) Land $81,402 Building $257,436
2021	$8,995.00 Homeowner's exemption	$106,232 Land $25,521 Building $80,711	$318,696 Land $76,563 Building $242,133

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILBERTS serves 8,366 people · EPA ID IL0890400
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Fox Valley Internet, Xfinity.

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