128 Summit Ct, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 128 Summit Ct, Westfield, NJ 07090

Property Summary

Property Type	Single Family Home
Details	1,862 sqft · built 1958
Lot Size	0.228 acres (9,936 sqft)
Owner	2 Individual Names on Record
Last Sale	$369,900 (Jul 2009)
Tax Bill	$15,217 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Mar 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-05504-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`20-05504-0000-00013`
Alternative APNs	`2000687A00026` `200550400013`

Interior

Stories	2 Stories
Building Area	1,862 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Split Level
Construction Type	Frame
Lot Area	9,936 sqft (0.228 acres)
Lot Dimensions	108 ft deep x 92 ft wide

Location & Zoning

Old Parcel Number	2000687A00026
Street Address	128 SUMMIT CT
City	WESTFIELD
State	NJ
Zip	07090-2800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WESTFIELD ESTATES
Legal Block	5504
Legal Lot Number	13
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	2
Census Block	2020
Census Tract	36800

Owner

Source: Union County and Westfield Town records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	128 SUMMIT CT, WESTFIELD, NJ 07090-2800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Mar 11, 2019	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Dec 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage SOMERSET SVGS BK S & L ASSN
Jul 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage TD BK NA
Jun 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage SOMERSET SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2009 · Amount on Record
Deed Sale	Jul 22, 2009 · Amount on Record
Deed Document Number	2009206677
Deed Book / Page	5772 / 486
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	128 SUMMIT CT, WESTFIELD, NJ 07090-2800
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0153142390
Date	Dec 16, 2022
Book Page	15314/2390
Instrument	46772

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 12, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	128 SUMMIT CT, WESTFIELD, NJ 07090-2800
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145392027
Date	Mar 11, 2019
Book Page	14539/2027
Instrument	670134

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 16, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	128 SUMMIT CT, WESTFIELD, NJ 07090-2800
Document Number	0145170862
Instrument Date	Dec 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	ATTORNEYS' TITLE SERVICES LLC, ATTORNEY TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	128 SUMMIT CT WESTFIELD NJ 070902800, WESTFIELD, NJ 07090-2800

Mortgage

Document Number	0145170862
Date	Dec 21, 2018
Book Page	014517/000862
Instrument	666930

Lender

Name	SOMERSET SVGS BK S & L ASSN
Address	BOUND BROOK, NJ 08805

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 20, 2033

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	128 SUMMIT CT, WESTFIELD, NJ 07090-2800
Document Number	0143152061
Book / Page	614315 / 002061
Instrument Date	Jul 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 SUMMIT CT WESTFIELD NJ 070902800, WESTFIELD, NJ 07090-2800

Mortgage

Document Number	0143152061
Date	Aug 10, 2017
Book Page	614315/002061
Instrument	644654

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2047

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	128 SUMMIT CT, WESTFIELD, NJ 07090-2800
Document Number	0142830946
Book / Page	014283 / 000946
Instrument Date	Jun 2, 2017
Transaction Type	Mortgage
Record Updated	Jun 23, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	128 SUMMIT CT WESTFIELD NJ 070902800, WESTFIELD, NJ 07090-2800

Mortgage

Document Number	0142830946
Date	Jun 8, 2017
Book Page	014283/000946
Instrument	641492

Lender

Name	SOMERSET SVGS BK
Type	Federal Savings Bank
Address	BOUND BROOK, NJ 08805

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 7, 2032

Tax Assessment & Valuation

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$663,900 (-) Land $413,400 Building $250,500	$663,900 (-) Land $413,400 Building $250,500
2025	$15,217.00 (+1.78%)	$663,900 (-) Land $413,400 Building $250,500	$663,900 (-) Land $413,400 Building $250,500
2024	$14,951.00 (+4.26%)
2023		$663,900 Land $413,400 Building $250,500	$663,900 Land $413,400 Building $250,500
2022	$14,340.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2021–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2025 · other causes
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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