Monmouth County and Middletown Township property record for 128 Summit Ave, Belford, NJ 07718
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,331 sqft · built 1943 |
| Lot Size | 0.188 acres (8,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Jan 2016) |
| Tax Bill | $7,818 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00487-0000-00013 |
| Primary APN | 32-00487-0000-00013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,331 sqft Living Area |
| 1st Floor Area | 1,331 sqft |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Architectural Style | Cape Cod |
| Exterior Material | Stucco |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,200 sqft (0.188 acres) |
| Lot Dimensions | 100 ft deep x 82 ft wide |
| Parking Spaces | 1 Parking Space |
| Sewer | Connected |
|---|
| Account Number | 417 |
|---|---|
| Street Address | 128 SUMMIT AVE |
| City | BELFORD |
| State | NJ |
| Zip | 07718-1446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | INCL BLK 1085 LOTS 16 - 18 |
| Legal Subdivision | BAYSIDE HEIGHTS |
| Legal Block | 487 |
| Legal Lot Number | 13 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 800800 |
128 Summit Ave is owned by an individual who bought it in January 2016.
Source: Monmouth County and Middletown Township records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 49 E HIGHLAND AVE, ATLANTIC HIGHLANDS, NJ 07716-1352 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2016 · Amount on File |
| Deed Sale | Jan 21, 2016 · Amount on File |
| Prior Sale | Oct 18, 2004 · Amount on File |
| Deed Document Number | 20166405 |
| Deed Book / Page | 9149 / 5723 |
| Prior Transfer Date | Jul 3, 2013 |
| Prior Transfer Doc | 0000087477 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 128 SUMMIT AVE, BELFORD, NJ 07718-1446 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Title Company | ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0094786370 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 9478/6370 |
| Instrument | 2021017975 |
| Name | ADVISORS MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | ASBURY PARK, NJ 07712 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Jan 1, 2036 |
The 2025 property tax bill for 128 Summit Ave was $7,818, up 13.8% from the year before.
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $540,800 (+11.64%) Land $411,600 Building $129,200 | $540,800 (+11.64%) Land $411,600 Building $129,200 | |
| 2025 | $7,818.00 (+13.77%) | $484,400 Land $356,400 Building $128,000 | $484,400 Land $356,400 Building $128,000 |
| 2024 | $6,872.00 | ||
| 2023 | $418,700 Land $295,900 Building $122,800 | $418,700 Land $295,900 Building $122,800 | |
| 2022 | $6,780.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 128 Summit Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 128 Summit Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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