128 Sugar Mill Dr, Amherst, VA 24521 Property Records

Amherst County property record for 128 Sugar Mill Dr, Amherst, VA 24521

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,872 sqft · built 1993
Lot Size	0.742 acres (32,322 sqft)
Owner	Individual Name on Record
Tax Bill	$1,946 (2026)
Deeds & Mortgages	Dec 2023 Line of Credit Jul 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`123D 1 70`

Property Details

APN / Parcel Number

Primary APN	`123D 1 70`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,872 sqft Living Area
1st Floor Area	1,872 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2005
Architectural Style	Bungalow
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,322 sqft (0.742 acres)
Garage Type	Built-in
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft
Patio Area	36 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	128 SUGAR MILL DR
City	AMHERST
State	VA
Zip	24521-3312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 70 SUGAR MILL SD 123D 1 70
Legal Subdivision	SUGAR MILL
Legal Lot Number	70
Jurisdiction	AMHERST VA
Township / Civil Division	3
Census Block Group	1
Census Block	1059
Census Tract	10201

Owner

Source: Amherst County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	128 SUGAR MILL DR, AMHERST, VA 24521-3312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Deed of Trust, Mortgage · Line of Credit MEMBER ONE FEDERAL CREDIT UNION
Jul 17, 2018	Deed of Trust, Mortgage · Line of Credit MEMBER ONE FEDERAL CREDIT UNION
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEMBER ONE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	128 SUGAR MILL DR, AMHERST, VA 24521-3312
Transaction Type	Mortgage
Record Updated	Jan 10, 2024
Title Company	DOCUMENT RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230003415
Date	Dec 14, 2023
Instrument	230003415

Lender

Name	MEMBER ONE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 10, 2048

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	128 SUGAR MILL DR, AMHERST, VA 24521-3312
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180001855
Date	Jul 17, 2018
Instrument	180001855

Lender

Name	MEMBER ONE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	298 Months
Due	May 9, 2043

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	128 SUGAR MILL DR, AMHERST, VA 24521-3312
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210001727
Date	May 3, 2021
Instrument	210001727

Lender

Name	MEMBER ONE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,946.00 (+55.06%)	$205,800 (-) Land $25,000 Building $180,800	$347,500 (+68.85%) Land $30,000 Building $317,500
2025	$1,255.00
2024		$205,800 (-) Land $25,000 Building $180,800	$205,800 (-) Land $25,000 Building $180,800
2023	$1,255.00	$205,800 Land $25,000 Building $180,800	$205,800 Land $25,000 Building $180,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 71% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST CO SERVICE AUTHORITY (ACSA) serves 14,799 people · EPA ID VA5009250
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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