128 Spruce St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 128 Spruce St, Watertown, MA 02472

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,350 sqft · built 1925
Lot Size0.115 acres (5,000 sqft)
Owner2 Trust Names on File
Tax Bill$11,843 (2026)
Flood ZoneZone X (minimal risk)
APN47980-27

Property Details

APN / Parcel Number

Primary APN47980-27
Alternative APNs
  • WATE M:1031 B:0034 L:0011
  • 810

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms11 Rooms
Units2 Units
Stories2 Stories
Building Area2,350 sqft Living Area
Gross Area3,772 sqft
Basement Area1,170 sqft
Unfinished Basement1,170 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number810
Street Address128 SPRUCE ST
CityWATERTOWN
StateMA
Zip02472-1992
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeT
Legal Block34
Legal Lot Number11
JurisdictionWATERTOWN MA
Township / Civil DivisionWATERTOWN TOWN
Census Block Group1
Census Block1003
Census Tract370401

Owner

128 Spruce St, a duplex, is owner-occupied and held in a trust since February 2016.

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner of Record2 Trust Names on File
Mailing Address128 SPRUCE ST, WATERTOWN, MA 02472-1992
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2016
Deed SaleFeb 11, 2016
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 128 Spruce St was $11,843, up 15.3% from the year before.

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityWatertown City
Unified School DistrictWatertown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,843.00 (+15.27%)$970,700 (+10.36%) Land $520,300 Building $450,400$971,495
2025$10,274.00 (+10.12%)$879,600 (+10.31%) Land $520,300 Building $359,300
2024$9,330.00 (-11.02%)$797,400 (+3.28%) Land $506,400 Building $291,000
2023$10,485.00$772,100 Land $484,400 Building $287,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 128 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERTOWN DEPARTMENT OF PUBLIC WORKS
serves 35,985 people · EPA ID MA3314000
Water SourcePurchased surface water from MWRA
Last State InspectionOct 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Starry.

Nearby Properties on Spruce St

Nearby Streets

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